03.04.09 | Two Ways to Get out of Debt
A lot of students find themselves in debt early into college, and often worse after graduation. It may be with credit cards, bills at your first off-campus apartment, or car payments – we have all experienced it. If your one of the lucky one that hasn’t, believe me, you will. The trick is managing your finances, creating a budget, and CONTROLLING your debts. That is the key to success, and the key to living a debt free life.
Here is a small list of services that you may find useful to get yourself out of the hole, and get your finances back in order:
1. Free PDF – Credit Card Debt Reduction Plan
A free guide for students including tips and tricks on managing debt, and budgeting money.
2. Free Debt Consultation
Reduce your non student loan debt by up to 50%. This includes credit card debt, phone bills, personal loans, etc. Be debt free in as little as 12- 48 months!
There you have it. Two valuable resources to getting yourself back on track. Your young, you have time to get your finances in order. But you need to start NOW. You’ll be thanking yourself it in the future.
Got a unique situation of your own and not sure what to do about it? Ask our experts in the StudentPlatinum forum!
ScholarshipPoints.com members : Here’s your code to help you win free scholarships! NOMOREDEBT
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like it thanks
December 14th, 2009 | #
Very useful.
December 11th, 2009 | #
very useful. helps you on what not to do if you ever get in a situation like this.
December 9th, 2009 | #
This was an interesting article
December 8th, 2009 | #
Very useful info, I think I’ll try it in the future.
December 7th, 2009 | #
very hopeful
December 5th, 2009 | #
third way bankruptcy
fourth way death
December 4th, 2009 | #
This paasage gave helpful information and true information as. Many students dont realize how much debt they can get in to after graduation and what not these tips are very helpful.
December 4th, 2009 | #
realistic information. helpful to use
December 1st, 2009 | #
helpful information
December 1st, 2009 | #
this is great information for me. this helps alot thank you
November 29th, 2009 | #
interesting article
November 27th, 2009 | #
this information was very helpful. Thank-you!
November 20th, 2009 | #
Good Advice
November 20th, 2009 | #
This is great advice and is really useful.I think more people should read about it.
November 18th, 2009 | #
This information is very helpful for those who are currently or will enroll in college. Thank You.
November 17th, 2009 | #
thanks for the advice.
November 14th, 2009 | #
This advice is very useful.
November 13th, 2009 | #
good advice
November 9th, 2009 | #
thats helpful
November 8th, 2009 | #
Trick is….. dont put yourself in debt in the first place
November 6th, 2009 | #
thsnxx much!!!!
November 6th, 2009 | #
I know alot of people in debt no i can share this info. with them.
November 4th, 2009 | #
Thanks, helpful information!
October 25th, 2009 | #
Im glade i came upon this article….. knowing this info early in life can and will be helpful
October 21st, 2009 | #
useful.
October 19th, 2009 | #
good info
October 18th, 2009 | #
That’s a good thing I’m not in debt.
October 14th, 2009 | #
thanks 4 this article
October 14th, 2009 | #
Cool
October 9th, 2009 | #
very good advice
October 8th, 2009 | #
dedt is a financial black hole, this article has simple steps to overcome it!!
October 6th, 2009 | #
[...] Debt getting out of hand?  Read our blog post to find 3 ways to get out of debt. [...]
September 22nd, 2009 | #
[...] If you are one of the unfortunate students mentioned above that have found themselves swimming in debt at an early age, don’t worry – there are many things you can do to manage your debt.  For starters, read our article “Three ways to get out of debt.” [...]
September 22nd, 2009 | #
in this economy, some debt is unavoidable – but – WE are responsible for how deep we allow ourselves to fall into debt. good advice!
September 14th, 2009 | #
Great advice! I am trying to rebuild my credit after a chapter 7 bankruptcy. The best advice I can give is to create a budget and stick to it. Know the difference between “wants” and “needs”. Do not make big purchases on a whim…give yourself at least a day and do a lot of comparison shopping.
September 14th, 2009 | #
very helpful thanx
September 13th, 2009 | #
this will definitely help in the long run
September 11th, 2009 | #
no one ever wants to be in debt,so as of right now everyone should be watching how much they spend and exactly on what
September 1st, 2009 | #
With the economy in trouble, watching your expenses is that much more important. Thank you so much for this information.
August 25th, 2009 | #
First time applying for a student loan. All of my education was paid by the U.S. Government retired military. Used my G.I. Bill. Very Good advice and information,
August 24th, 2009 | #
this information is good. When I started college, I was worried that I would get in debt quickly. I manage my budget so I have the money to pay bills. Thanks for the advice in this article. Very helpful
August 24th, 2009 | #
this is real useful…I’m going to have to put some of these methods to use
August 24th, 2009 | #
thank you, and thank GOD for the change you have brough to my life by giving me this great advice.
August 23rd, 2009 | #
Nice info!
August 22nd, 2009 | #
This was helpful. I learned a lot.
August 20th, 2009 | #
This was helpful. I was unaware of debt consultation.
August 8th, 2009 | #
I am just starting my college career and I am already in debt. (14,000) That is a lot of money that I don’t have and I am working with Consumer Credit Counseling Services to fix as much as I can. They work for me because they distribute a lump sum I send them.
August 8th, 2009 | #
Excellent advise.
August 7th, 2009 | #
thanks, this is good advice.
August 4th, 2009 | #
this was really helpful
August 4th, 2009 | #
I’m deathly scared of debt, I try to avoid loans, but I need credit.
July 22nd, 2009 | #
Helpful! i need to learn from thsi!
July 16th, 2009 | #
I need to learn from this. i’m having financial trouble.
July 16th, 2009 | #
I learn a lot from this article.
July 15th, 2009 | #
Great advice!!
Debt is one of the worst stressers for sure! its so hard to get out of it!! Goodluck to everyone!
July 13th, 2009 | #
cool
June 23rd, 2009 | #
Thank you for the information, very helpful..
June 16th, 2009 | #
Probably need this info later. At the moment though- Not needed.
June 10th, 2009 | #
Good advice!
June 6th, 2009 | #
thanks
June 3rd, 2009 | #
I think that the information provided was indeed helpful. As a fellow college studen I know how important it is to maintain a surplus and not getting yourself into debt.
May 27th, 2009 | #
Very cool
May 27th, 2009 | #
I’m glad I read this because this is exactly what I was worried about!!
May 23rd, 2009 | #
yea I haven’t even started my college education yet, but I’m sure once I’m out I’m going to need all the halp I can get. So thanks for the tips. I’ll remember them.
May 13th, 2009 | #
thats really good information and alot of people get into the bad dept situation
April 29th, 2009 | #
Always pay more then the mininum~
April 22nd, 2009 | #
Helpful
April 19th, 2009 | #
great help
April 7th, 2009 | #
I think this information is very help and I always tell my self really thing on what thing you need instead of just trying to let your money got to waste if theres nothing you need put your money away were you cant get ti or see it so you wont go in to debt.
April 4th, 2009 | #
thank you so much for your advice…. it so helpful
April 4th, 2009 | #
My advice would be try to save.Its always helpful.
April 3rd, 2009 | #
That is a nice advice.
April 1st, 2009 | #
It helps if you make more money also.
March 28th, 2009 | #
Cool!
March 26th, 2009 | #
Thanks! Great article!
March 25th, 2009 | #
My parents always did say: “Don’t spend money that you don’t have.”
March 23rd, 2009 | #
I am having a difficult time with money right now, so this is extremely useful information.
March 23rd, 2009 | #
thanks
March 23rd, 2009 | #
Great advice!
March 17th, 2009 | #
Thanks! Very helpful.
March 17th, 2009 | #
thank, but credit cards aren’t always a bad thing.
March 14th, 2009 | #
this is very good info.
March 14th, 2009 | #
Very Helpful. THanks
March 14th, 2009 | #
WOnderful and very helpful
March 14th, 2009 | #
Thanks
March 14th, 2009 | #
Thank you.
March 13th, 2009 | #
very helpful information
March 13th, 2009 | #
i’ve planned to apply for a credit card but this article makes me think twice.
March 12th, 2009 | #
I have really been considering a credit card. This is how I’m going to find one. Great website!
March 10th, 2009 | #
I’m glad I know this information now, because it will be very helpful in the future. Really happy I came across this information.
March 9th, 2009 | #
I have been down this road befor In creadit card debt. I will not apply to another credit card as long as I live. Credit cards ruined my credit for years.
March 9th, 2009 | #
Now I know to becareful.
March 6th, 2009 | #
Saving money, watching what you buy, and watching your budget!!!!
March 6th, 2009 | #
Saving money, Watching hat you buy, and by watching your budget!!!!
March 6th, 2009 | #
O wow! I knew student loans would add up, but I wasn’t thinking about how bad credit card debt could get by the time I graduate! Guess it really is time for a budget
March 6th, 2009 | #
cool- nice advice
March 5th, 2009 | #
Good Advice I didnt knwo that they had those type of student cards
March 5th, 2009 | #
Debt is scary!
March 5th, 2009 | #
i should get a student credit card…
March 5th, 2009 | #
I’M ALREADY WORKING ON REDUCING MY DEBT BY USING THE ABOVE METHODS. THANKS FOR THE ADVICE.
March 5th, 2009 | #
Very good advice..
March 5th, 2009 | #
informative
March 5th, 2009 | #
I wish someone would have told me this when I went to college the first time. Those credit card companies are all over campus! Beware!!!
March 5th, 2009 | #
This was very helpful as I needed information about how I can pay my debts.
March 5th, 2009 | #
wow…that is handy!
March 5th, 2009 | #
It’s really good to know that I can get out of debt just by using a specific credit card!!
March 5th, 2009 | #
I’m a freshmen in college and I’m already in debt. This was helpful. Thanks!
March 5th, 2009 | #
Better listen to this sound advice!
March 5th, 2009 | #
Great advice that was very helpful!
March 5th, 2009 | #
great advice!
March 4th, 2009 | #
very helpful advice!
March 4th, 2009 | #
Thanks…
March 4th, 2009 | #
Very helpful. Thanks!
March 4th, 2009 | #
Very informative and helpful.
March 4th, 2009 | #
Helpful Info… Thanks
March 4th, 2009 | #
Good to know!!
March 4th, 2009 | #
School is a big step for people, and finishing is big for me I never got any financial help with school from my parents. So I had to take it all on my own shoulders as well as rent and all the other bills that come with your own place. But I will tell you that if you’re in a similar situation as I, that these tips are really wonderful, especially the debt consolidation if you do find yourself in an ever mounting pile of debt.
March 4th, 2009 | #
Helpful!
March 4th, 2009 | #
Great Advice!!
March 4th, 2009 | #
Good information to know for the future =)
March 4th, 2009 | #
Thanks for the advice!
Debt makes me so nervous…
March 4th, 2009 | #
Very helpful!
March 4th, 2009 | #
I found it very helpful and informative.
March 4th, 2009 | #
Excellent advice I found it very helpful and informative.
March 4th, 2009 | #
Very good advice
March 4th, 2009 | #
approval with out limited by credit scores and income it some thing. this is an amazing gift for some people who are so motivated and inspired to be successful, but have little to know means to follow their dreams………God bless people who truly understand that school is not an easy road to travel
March 4th, 2009 | #
very helpful
March 4th, 2009 | #
Good Info
March 4th, 2009 | #
good stuff
March 4th, 2009 | #
This is informative and well appreciated
March 4th, 2009 | #
very informative
March 4th, 2009 | #
amazing and informative
March 4th, 2009 | #
the very best
March 4th, 2009 | #
the best
March 4th, 2009 | #
Debt is a big issue for me right now. I think this book will definitely help me manage my debt!
March 4th, 2009 | #
Good to know!
March 4th, 2009 | #
good info, don’t want them till I have a real job after college
March 4th, 2009 | #
Great info
March 4th, 2009 | #
that’s really cool
March 4th, 2009 | #
good info
March 4th, 2009 | #
good advice brittany
March 4th, 2009 | #
Very informative
March 4th, 2009 | #
pretty good advice
March 4th, 2009 | #
Now I won’t get into debt, credit cards won’t hurt me.
March 4th, 2009 | #
This was very helpful!!!
March 4th, 2009 | #
Thanks for the advice
March 4th, 2009 | #
Dont make the mistake of buying a car with a credit card>
March 4th, 2009 | #
Don’t make the mistake of buying a car with a credit card.
March 4th, 2009 | #
This information was interesting, and I learned alot. Thank you!
March 4th, 2009 | #
Thanks, this is useful!
March 4th, 2009 | #
I am getting ready to go into college and i am just pulling out of debt from a credit card so yes this is great advice.
March 4th, 2009 | #
GooD!!!!
March 4th, 2009 | #
As a high school student preparing for college, debt concerns me. The information offered on how to get out of debt and stay out of debt is invaluable.
March 4th, 2009 | #
this E-Book was very usefull i learned a lot about how i should manage my debt. I think evryone now just students should look at this and apply it.
March 4th, 2009 | #
I need to keep myself out of debt, I am trying. but since I come from a home with little money my entire education is on credit and loans. Oh hey, graduating 120,000 dollars in debt, all for the hope that maybe graduating with a BA will get me a better job.
March 4th, 2009 | #
I am definately taking this into consideration because I know once I start college I am gonna be trying to keep myself out of debt
March 4th, 2009 | #
Debt was my main concern when I started college. I had no credit and I didn’t have a credit card so I thought that I would be okay, but you def. need credit to get accepted with anything..so what I did was went to my bank and got a card through them…I put a low limit on the card and only use it for gas or other things that I know I would be able to pay at the end of the month
March 4th, 2009 | #
Good advice! =]
March 4th, 2009 | #
Great advice! =]
March 4th, 2009 | #
Try not let yourself get in debt. Have a budget that you will have to live by. Do not be buying things that you really do not need. Watch the amount of money your spending and make sure you stay within the budget.
March 4th, 2009 | #
The above information was helpful. Tips to get out of debt are very useful to us struggling college students.
March 4th, 2009 | #