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	<title>Student Credit Card and Credit Education Blog &#187; Credit Information</title>
	<atom:link href="http://www.studentplatinum.com/category/credit-information/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.studentplatinum.com/student-credit-card-blog</link>
	<description>Current events and opinions about student credit issues</description>
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		<title>Holiday Savings with Citi Cards</title>
		<link>http://www.studentplatinum.com/student-credit-card-blog/2009/11/16/holiday-savings-with-citi-cards/</link>
		<comments>http://www.studentplatinum.com/student-credit-card-blog/2009/11/16/holiday-savings-with-citi-cards/#comments</comments>
		<pubDate>Mon, 16 Nov 2009 20:15:55 +0000</pubDate>
		<dc:creator>The Platinum Kid</dc:creator>
				<category><![CDATA[Credit Information]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[financial tips]]></category>
		<category><![CDATA[student credit]]></category>
		<category><![CDATA[student credit card]]></category>

		<guid isPermaLink="false">http://www.studentplatinum.com/student-credit-card-blog/?p=1584</guid>
		<description><![CDATA[The holiday season is now officially upon us. Before long you'll be shuffling off to family events and eating far more than your belly can handle. Of course getting presents for loved ones and friends is also part of that holiday tradition, and it can cost you a pretty penny at that. However, there is a clever way to score some of those gifts, cash in your reward points. You can totally hook up your family and friends with some swag just by using your card. Let's map out your master plan to making this years holiday season the most cost effective one yet.]]></description>
		<wfw:commentRss>http://www.studentplatinum.com/student-credit-card-blog/2009/11/16/holiday-savings-with-citi-cards/feed/</wfw:commentRss>
		<slash:comments>21</slash:comments>
		</item>
		<item>
		<title>The Importance of a Co-Signer</title>
		<link>http://www.studentplatinum.com/student-credit-card-blog/2009/11/10/the-importance-of-a-co-signer/</link>
		<comments>http://www.studentplatinum.com/student-credit-card-blog/2009/11/10/the-importance-of-a-co-signer/#comments</comments>
		<pubDate>Tue, 10 Nov 2009 16:31:55 +0000</pubDate>
		<dc:creator>The Platinum Kid</dc:creator>
				<category><![CDATA[Credit Information]]></category>
		<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[Student Loans]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[co-signer]]></category>
		<category><![CDATA[Private Student Loans]]></category>
		<category><![CDATA[student co-signer]]></category>

		<guid isPermaLink="false">http://www.studentplatinum.com/student-credit-card-blog/?p=1567</guid>
		<description><![CDATA[Many students become frustrated when they learn a cosigner is required when completing an application for a private student loan.]]></description>
		<wfw:commentRss>http://www.studentplatinum.com/student-credit-card-blog/2009/11/10/the-importance-of-a-co-signer/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Unfair Credit Card Practices</title>
		<link>http://www.studentplatinum.com/student-credit-card-blog/2009/10/30/unfair-credit-card-practices/</link>
		<comments>http://www.studentplatinum.com/student-credit-card-blog/2009/10/30/unfair-credit-card-practices/#comments</comments>
		<pubDate>Fri, 30 Oct 2009 15:04:34 +0000</pubDate>
		<dc:creator>The Platinum Kid</dc:creator>
				<category><![CDATA[Credit Card Info]]></category>
		<category><![CDATA[Credit Information]]></category>
		<category><![CDATA[credit cards]]></category>

		<guid isPermaLink="false">http://www.studentplatinum.com/student-credit-card-blog/?p=1539</guid>
		<description><![CDATA[There are two things I want you to do next time you speak with your credit card company. Ask them if they apply your payments to the lowest interest portion of your balance first and ask them if they raise your interest rate on outstanding balances.]]></description>
		<wfw:commentRss>http://www.studentplatinum.com/student-credit-card-blog/2009/10/30/unfair-credit-card-practices/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Satisfy Your In-School Financial Needs</title>
		<link>http://www.studentplatinum.com/student-credit-card-blog/2009/10/19/satisfy-your-in-school-financial-needs/</link>
		<comments>http://www.studentplatinum.com/student-credit-card-blog/2009/10/19/satisfy-your-in-school-financial-needs/#comments</comments>
		<pubDate>Mon, 19 Oct 2009 15:56:36 +0000</pubDate>
		<dc:creator>The Platinum Kid</dc:creator>
				<category><![CDATA[Credit Information]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[financial tips]]></category>
		<category><![CDATA[credit limit alert]]></category>
		<category><![CDATA[need money for school]]></category>

		<guid isPermaLink="false">http://www.studentplatinum.com/student-credit-card-blog/?p=1493</guid>
		<description><![CDATA[As we approach the half way mark of the semester many college students are finding they are tapped for funds. This is nothing new of course as poor and college students go together like rhythm and blues. Still, it's tough when you're living for today with minimal means while planning for tomorrow, which is what college is all about. Toss in an occasional $25 overdraft charge and it feels like you'll never be able to climb out of that financial ditch.]]></description>
		<wfw:commentRss>http://www.studentplatinum.com/student-credit-card-blog/2009/10/19/satisfy-your-in-school-financial-needs/feed/</wfw:commentRss>
		<slash:comments>294</slash:comments>
		</item>
		<item>
		<title>How to Dispute a Charge on Your Credit Report</title>
		<link>http://www.studentplatinum.com/student-credit-card-blog/2009/09/16/how-to-dispute-a-charge-on-your-credit-report/</link>
		<comments>http://www.studentplatinum.com/student-credit-card-blog/2009/09/16/how-to-dispute-a-charge-on-your-credit-report/#comments</comments>
		<pubDate>Wed, 16 Sep 2009 17:23:28 +0000</pubDate>
		<dc:creator>The Platinum Kid</dc:creator>
				<category><![CDATA[Credit Information]]></category>
		<category><![CDATA[credit bureau]]></category>
		<category><![CDATA[credit score]]></category>
		<category><![CDATA[equifax]]></category>
		<category><![CDATA[experian]]></category>
		<category><![CDATA[FICO]]></category>
		<category><![CDATA[loans]]></category>
		<category><![CDATA[trans union]]></category>

		<guid isPermaLink="false">http://www.studentplatinum.com/student-credit-card-blog/2009/09/16/how-to-dispute-a-charge-on-your-credit-report/</guid>
		<description><![CDATA[Knowing the formal process involved in disputing a charge on your credit report is of paramount importance. You obviously want to move quickly to correct the situation and gain back those valuable credit points that have been stripped from you.
Your credit score can either serve as your best friend or your worst enemy as it [...]]]></description>
		<wfw:commentRss>http://www.studentplatinum.com/student-credit-card-blog/2009/09/16/how-to-dispute-a-charge-on-your-credit-report/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Avoid Credit Card Theft</title>
		<link>http://www.studentplatinum.com/student-credit-card-blog/2009/09/08/avoid-credit-card-theft/</link>
		<comments>http://www.studentplatinum.com/student-credit-card-blog/2009/09/08/avoid-credit-card-theft/#comments</comments>
		<pubDate>Tue, 08 Sep 2009 20:23:24 +0000</pubDate>
		<dc:creator>The Platinum Kid</dc:creator>
				<category><![CDATA[Credit Card Info]]></category>
		<category><![CDATA[Credit Information]]></category>
		<category><![CDATA[credit card theft]]></category>
		<category><![CDATA[FICO]]></category>

		<guid isPermaLink="false">http://www.studentplatinum.com/student-credit-card-blog/2009/09/08/avoid-credit-card-theft/</guid>
		<description><![CDATA[Credit card theft is something we are all weary of, but do we do enough to protect ourselves? A former colleague of mine was a victim of credit card theft this past May. Fortunately for her she picked up on the fraudulent activity within days of the card being compromised after calling to get an [...]]]></description>
		<wfw:commentRss>http://www.studentplatinum.com/student-credit-card-blog/2009/09/08/avoid-credit-card-theft/feed/</wfw:commentRss>
		<slash:comments>103</slash:comments>
		</item>
		<item>
		<title>Increase Your Credit Score While in School</title>
		<link>http://www.studentplatinum.com/student-credit-card-blog/2009/09/02/build-your-credit-score-while-in-school/</link>
		<comments>http://www.studentplatinum.com/student-credit-card-blog/2009/09/02/build-your-credit-score-while-in-school/#comments</comments>
		<pubDate>Wed, 02 Sep 2009 17:39:30 +0000</pubDate>
		<dc:creator>The Platinum Kid</dc:creator>
				<category><![CDATA[Credit Card Info]]></category>
		<category><![CDATA[Credit Information]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[FICO]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[prepaid card]]></category>
		<category><![CDATA[student credit card]]></category>

		<guid isPermaLink="false">http://www.studentplatinum.com/student-credit-card-blog/2009/09/02/increase-your-credit-score-while-in-school/</guid>
		<description><![CDATA[While your top priority is scoring well on exams, there is no reason you can&#8217;t kill two birds with one stone and enhance your credit score at the same time. With a little knowledge and know how you can make it happen.
How to build credit while in school

Auto debit: Instead of paying for your books [...]]]></description>
		<wfw:commentRss>http://www.studentplatinum.com/student-credit-card-blog/2009/09/02/build-your-credit-score-while-in-school/feed/</wfw:commentRss>
		<slash:comments>31</slash:comments>
		</item>
		<item>
		<title>Credit Card 101</title>
		<link>http://www.studentplatinum.com/student-credit-card-blog/2009/08/18/credit-card-101/</link>
		<comments>http://www.studentplatinum.com/student-credit-card-blog/2009/08/18/credit-card-101/#comments</comments>
		<pubDate>Tue, 18 Aug 2009 17:07:05 +0000</pubDate>
		<dc:creator>The Platinum Kid</dc:creator>
				<category><![CDATA[Credit Card Info]]></category>
		<category><![CDATA[Credit Information]]></category>

		<guid isPermaLink="false">http://www.studentplatinum.com/student-credit-card-blog/2009/08/18/credit-card-101/</guid>
		<description><![CDATA[Do you feel colleges do enough to educate students on responsible finance? Do you believe part of your core curriculum should include a credit card class which goes over the basics?
I recall my core curriculum included an art class, but since I was not gravitating toward that career direction I would have much preferred a [...]]]></description>
		<wfw:commentRss>http://www.studentplatinum.com/student-credit-card-blog/2009/08/18/credit-card-101/feed/</wfw:commentRss>
		<slash:comments>360</slash:comments>
		</item>
		<item>
		<title>Tough Love Credit Lessons</title>
		<link>http://www.studentplatinum.com/student-credit-card-blog/2009/07/28/tough-love-credit-lessons/</link>
		<comments>http://www.studentplatinum.com/student-credit-card-blog/2009/07/28/tough-love-credit-lessons/#comments</comments>
		<pubDate>Tue, 28 Jul 2009 15:34:35 +0000</pubDate>
		<dc:creator>The Platinum Kid</dc:creator>
				<category><![CDATA[Credit Card Info]]></category>
		<category><![CDATA[Credit Information]]></category>
		<category><![CDATA[american express]]></category>
		<category><![CDATA[credit card law]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[discover]]></category>
		<category><![CDATA[mastercard]]></category>
		<category><![CDATA[visa]]></category>

		<guid isPermaLink="false">http://www.studentplatinum.com/student-credit-card-blog/2009/07/28/tough-love-credit-lessons/</guid>
		<description><![CDATA[Two steps forward and three steps back. That&#8217;s where we are in todays world when it comes to responsible credit for young adults.
Under the new credit card law which goes into effect early next year parents to those children under 21 will have to agree to take responsibility of their kid&#8217;s credit cards, pending and [...]]]></description>
		<wfw:commentRss>http://www.studentplatinum.com/student-credit-card-blog/2009/07/28/tough-love-credit-lessons/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Cash in on Summer Concert Tickets and More</title>
		<link>http://www.studentplatinum.com/student-credit-card-blog/2009/07/22/cash-in-on-summer-concert-tickets-and-more/</link>
		<comments>http://www.studentplatinum.com/student-credit-card-blog/2009/07/22/cash-in-on-summer-concert-tickets-and-more/#comments</comments>
		<pubDate>Wed, 22 Jul 2009 14:38:27 +0000</pubDate>
		<dc:creator>The Platinum Kid</dc:creator>
				<category><![CDATA[Credit Information]]></category>
		<category><![CDATA[Student Banking]]></category>
		<category><![CDATA[Student Savings Tips]]></category>

		<guid isPermaLink="false">http://www.studentplatinum.com/student-credit-card-blog/2009/07/22/cash-in-on-summer-concert-tickets-and-more/</guid>
		<description><![CDATA[As a Citi carholder I&#8217;m embarrassed to admit I had no idea what the Citi Private Pass was or how I could benefit from it until recently. In fact, it may be the best kept secret in the industry, but that&#8217;s all about to change. I want to make sure all my Citi friends cash [...]]]></description>
		<wfw:commentRss>http://www.studentplatinum.com/student-credit-card-blog/2009/07/22/cash-in-on-summer-concert-tickets-and-more/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
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