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	<title>Student Credit Card and Credit Education Blog &#187; General Financial Information</title>
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	<link>http://www.studentplatinum.com/student-credit-card-blog</link>
	<description>Current events and opinions about student credit issues</description>
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		<title>What is Financial Risk?</title>
		<link>http://www.studentplatinum.com/student-credit-card-blog/2009/10/15/what-is-financial-risk/</link>
		<comments>http://www.studentplatinum.com/student-credit-card-blog/2009/10/15/what-is-financial-risk/#comments</comments>
		<pubDate>Thu, 15 Oct 2009 13:08:39 +0000</pubDate>
		<dc:creator>The Platinum Kid</dc:creator>
				<category><![CDATA[General Financial Information]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[credit]]></category>

		<guid isPermaLink="false">http://www.studentplatinum.com/student-credit-card-blog/?p=1486</guid>
		<description><![CDATA[Risk exposes you to the chance of something bad happening to you, but educating yourself is your best weapon to minimize that risk.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>Improve Your Credit Score</title>
		<link>http://www.studentplatinum.com/student-credit-card-blog/2009/09/04/improve-your-credit-score/</link>
		<comments>http://www.studentplatinum.com/student-credit-card-blog/2009/09/04/improve-your-credit-score/#comments</comments>
		<pubDate>Fri, 04 Sep 2009 14:39:30 +0000</pubDate>
		<dc:creator>The Platinum Kid</dc:creator>
				<category><![CDATA[General Financial Information]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[debt management]]></category>
		<category><![CDATA[FICO]]></category>
		<category><![CDATA[student credit]]></category>

		<guid isPermaLink="false">http://www.studentplatinum.com/student-credit-card-blog/2009/09/04/improve-your-credit-score/</guid>
		<description><![CDATA[Improving your credit score is a hot topic these days. Several weeks ago I posted an article entitled Would You Rather Have a Higher FICO or SAT Score. And while the views were mixed on which was more important all agreed that both were equally relevant. Of course this is not an either/or proposition. You [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>In Need of Debt Consultation?</title>
		<link>http://www.studentplatinum.com/student-credit-card-blog/2009/08/21/in-need-of-debt-consultation/</link>
		<comments>http://www.studentplatinum.com/student-credit-card-blog/2009/08/21/in-need-of-debt-consultation/#comments</comments>
		<pubDate>Fri, 21 Aug 2009 19:30:17 +0000</pubDate>
		<dc:creator>The Platinum Kid</dc:creator>
				<category><![CDATA[General Financial Information]]></category>
		<category><![CDATA[consolidation]]></category>
		<category><![CDATA[consultation]]></category>
		<category><![CDATA[credit debt]]></category>
		<category><![CDATA[debt management]]></category>

		<guid isPermaLink="false">http://www.studentplatinum.com/student-credit-card-blog/2009/08/21/in-need-of-debt-consultation/</guid>
		<description><![CDATA[A common misnomer is that lending institutions want you to be in debt, but that couldn&#8217;t be further from the truth.

When banks, lenders, and credit card companies lend funds they fully expect to get them back. They are not in the business of losing money, which is why they do a credit check to determine [...]]]></description>
		<wfw:commentRss>http://www.studentplatinum.com/student-credit-card-blog/2009/08/21/in-need-of-debt-consultation/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
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		<title>The Forward Thinking College Student</title>
		<link>http://www.studentplatinum.com/student-credit-card-blog/2009/07/14/the-forward-thinking-college-student/</link>
		<comments>http://www.studentplatinum.com/student-credit-card-blog/2009/07/14/the-forward-thinking-college-student/#comments</comments>
		<pubDate>Tue, 14 Jul 2009 13:37:27 +0000</pubDate>
		<dc:creator>The Platinum Kid</dc:creator>
				<category><![CDATA[Credit Card Info]]></category>
		<category><![CDATA[Credit Information]]></category>
		<category><![CDATA[General Financial Information]]></category>
		<category><![CDATA[citi cards]]></category>
		<category><![CDATA[citi forward]]></category>
		<category><![CDATA[new student credit card]]></category>
		<category><![CDATA[student credit]]></category>
		<category><![CDATA[student credit card news]]></category>

		<guid isPermaLink="false">http://www.studentplatinum.com/student-credit-card-blog/2009/07/14/the-forward-thinking-college-student/</guid>
		<description><![CDATA[ When I shuffled off to college back in the early 90&#8217;s my mom handed me a crisp hundred dollar bill and told me to tuck it away for an emergency. As bad luck would have it I was in need of those emergency funds the very next day when a flat tire left me [...]]]></description>
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		<slash:comments>159</slash:comments>
		</item>
		<item>
		<title>Free Debt Consultation</title>
		<link>http://www.studentplatinum.com/student-credit-card-blog/2009/05/01/free-debt-consultation/</link>
		<comments>http://www.studentplatinum.com/student-credit-card-blog/2009/05/01/free-debt-consultation/#comments</comments>
		<pubDate>Fri, 01 May 2009 14:47:25 +0000</pubDate>
		<dc:creator>The Platinum Kid</dc:creator>
				<category><![CDATA[Credit Information]]></category>
		<category><![CDATA[General Financial Information]]></category>
		<category><![CDATA[Student Savings Tips]]></category>

		<guid isPermaLink="false">http://www.studentplatinum.com/student-credit-card-blog/2009/05/01/free-debt-consultation/</guid>
		<description><![CDATA[ The new four letter word on everyones lips these days is debt, which in turn leads to other four letter words. Debt has always been there, it&#8217;s just been seated comfortably at the kids table. Now it&#8217;s at the head table and scooping up a second helping of stress and anxiety; a most distasteful [...]]]></description>
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		<slash:comments>137</slash:comments>
		</item>
		<item>
		<title>Credit Card Spending Down; Trend will Reverse</title>
		<link>http://www.studentplatinum.com/student-credit-card-blog/2009/04/08/credit-card-spending-down-trend-will-reverse/</link>
		<comments>http://www.studentplatinum.com/student-credit-card-blog/2009/04/08/credit-card-spending-down-trend-will-reverse/#comments</comments>
		<pubDate>Wed, 08 Apr 2009 16:51:18 +0000</pubDate>
		<dc:creator>The Platinum Kid</dc:creator>
				<category><![CDATA[Credit Card Info]]></category>
		<category><![CDATA[Credit Information]]></category>
		<category><![CDATA[General Financial Information]]></category>

		<guid isPermaLink="false">http://www.studentplatinum.com/student-credit-card-blog/?p=891</guid>
		<description><![CDATA[An eye-opening article posted recently by CreditCards.com -
Credit card balances suffered their biggest percentage drop in more than 30 years in February, according to the latest Federal Reserve data, as consumers responded to the recession by reducing their reliance on plastic.
People are spending less, saving more and the credit card companies are cutting limits. It&#8217;s [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Two Ways to Get out of Debt</title>
		<link>http://www.studentplatinum.com/student-credit-card-blog/2009/03/04/three-ways-to-get-out-of-debt/</link>
		<comments>http://www.studentplatinum.com/student-credit-card-blog/2009/03/04/three-ways-to-get-out-of-debt/#comments</comments>
		<pubDate>Wed, 04 Mar 2009 20:15:03 +0000</pubDate>
		<dc:creator>The Platinum Kid</dc:creator>
				<category><![CDATA[General Financial Information]]></category>

		<guid isPermaLink="false">http://www.studentplatinum.com/student-credit-card-blog/?p=815</guid>
		<description><![CDATA[A lot of students find themselves in debt early into college, and often worse after graduation.  It may be with credit cards, bills at your first off-campus apartment, or car payments &#8211; we have all experienced it.  If your one of the lucky one that hasn&#8217;t, believe me, you will.  The trick is managing your [...]]]></description>
		<wfw:commentRss>http://www.studentplatinum.com/student-credit-card-blog/2009/03/04/three-ways-to-get-out-of-debt/feed/</wfw:commentRss>
		<slash:comments>148</slash:comments>
		</item>
		<item>
		<title>Take the Savings Challenge</title>
		<link>http://www.studentplatinum.com/student-credit-card-blog/2008/11/03/take-the-500-savings-challenge/</link>
		<comments>http://www.studentplatinum.com/student-credit-card-blog/2008/11/03/take-the-500-savings-challenge/#comments</comments>
		<pubDate>Mon, 03 Nov 2008 18:37:52 +0000</pubDate>
		<dc:creator>The Platinum Kid</dc:creator>
				<category><![CDATA[General Financial Information]]></category>
		<category><![CDATA[ING Group]]></category>
		<category><![CDATA[Saving]]></category>
		<category><![CDATA[Savings account]]></category>

		<guid isPermaLink="false">http://www.studentplatinum.com/student-credit-card-blog/?p=257</guid>
		<description><![CDATA[This promotion has ended.
]]></description>
		<wfw:commentRss>http://www.studentplatinum.com/student-credit-card-blog/2008/11/03/take-the-500-savings-challenge/feed/</wfw:commentRss>
		<slash:comments>67</slash:comments>
		</item>
		<item>
		<title>How to Responsibly Buy Yourself Something Silly</title>
		<link>http://www.studentplatinum.com/student-credit-card-blog/2008/06/17/how-to-responsibly-buy-yourself-something-silly/</link>
		<comments>http://www.studentplatinum.com/student-credit-card-blog/2008/06/17/how-to-responsibly-buy-yourself-something-silly/#comments</comments>
		<pubDate>Tue, 17 Jun 2008 22:28:52 +0000</pubDate>
		<dc:creator>The Platinum Kid</dc:creator>
				<category><![CDATA[General Financial Information]]></category>

		<guid isPermaLink="false">http://www.studentplatinum.com/student-credit-card-blog/?p=87</guid>
		<description><![CDATA[Some people can live a frugal life, save all their money and derive great happiness and satisfaction from simple things in life. Ruby-orange sunsets, drops of dew on a rose petal or knowing that when you’re 85 you’ll have lots of money might be all you need in life but that’s not me. I’ll bet [...]]]></description>
		<wfw:commentRss>http://www.studentplatinum.com/student-credit-card-blog/2008/06/17/how-to-responsibly-buy-yourself-something-silly/feed/</wfw:commentRss>
		<slash:comments>276</slash:comments>
		</item>
		<item>
		<title>Psychology to Help You Negotiate with Jerks</title>
		<link>http://www.studentplatinum.com/student-credit-card-blog/2008/06/04/psychology-to-help-you-negotiate-with-jerks/</link>
		<comments>http://www.studentplatinum.com/student-credit-card-blog/2008/06/04/psychology-to-help-you-negotiate-with-jerks/#comments</comments>
		<pubDate>Wed, 04 Jun 2008 21:26:47 +0000</pubDate>
		<dc:creator>The Platinum Kid</dc:creator>
				<category><![CDATA[General Financial Information]]></category>

		<guid isPermaLink="false">http://www.studentplatinum.com/student-credit-card-blog/?p=86</guid>
		<description><![CDATA[Somebody once told me “never go to your boss with questions, always go with answers”. As I was arguing on the phone recently with my motorcycle repair shop’s jerky service manager it occurred to me that the same advice applies to negotiating with people about money , services or any other issue needing fixing. Basically, [...]]]></description>
		<wfw:commentRss>http://www.studentplatinum.com/student-credit-card-blog/2008/06/04/psychology-to-help-you-negotiate-with-jerks/feed/</wfw:commentRss>
		<slash:comments>139</slash:comments>
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