12.14.09 | Reward Yourself Over Winter Break
By now most of you are probably cramming for finals and packing up your dorm rooms to head home for winter break. Winter break is a great time to catch up with old high school friends over dinner, head out to see all of the holiday release movies, and maybe even take a trip or two. However, after all that holiday shopping who can afford to do anything fun? Well, remember all of those rewards points you got for charging presents to your Citi card? It is time to cash them in and do something for yourself!
Instead of spending every last penny you have saved to entertain yourself over winter break, get creative and take a look at all of the things you can do with your Citi reward points. With a Citi credit card not only are you able to build your credit history and stay prepared in emergency situations, but Citi gives back to you too! They offer you one point for every dollar you spend with your Citi Credit Card throughout the entire year!
Here are some of the ways you can cash in and have some fun this winter:
Go out to dinner with friends: For about 3,500 points you can get gift certificates to Chili’s Grill & Bar, Hard Rock Café, Legal Sea Foods and Olive Garden.
Go to a movie: For 3,500 points you can get a gift certificate to Fandango; the nation’s largest movie ticketing service.
Take a trip: If you have a lot of points in the bank you can cash them in for flights, hotel stays and even theme park tickets! 16,700 points will get you a 1 Day/2 Park ticket to Universal Studios!
Are these not the coolest rewards ever? I bet now you are happy you got a Citi card in time to build up points over the holiday season. Don’t have a Citi card yet? Well, there is a way for you to build up points quickly and take advantage of your own reward points! The Citi mtvU Platinum Select Visa Card for College Students and the Citi Forward Card for College Students are offering new college student cardmembers the opportunity to earn up to an additional 3,600 bonus points just for paying your bill on time and staying under your credit limit. (Offer expires January 15, 2010)
Let’s face it; mom loved the cashmere sweater you got her for Christmas and dad loved his new iPod (even though he doesn’t know how to use it), but don’t you think it is time to do something for yourself? You have worked hard all semester, so this winter break reward yourself!
Apply for a Citi mtvU Platinum Select Visa or Citi Forward Card Today!
ScholarshipPoints Bonus Code: WINTERREWARDS
Disclosure: This blog post is sponsored by Citi®; Edvisors Online Education and/or the Student Loan Network have received a fee for creating this content and recommendations in the content may reflect a commercial interest.
The Student Credit Blog is sponsored in part by:

Usefulf infor but I can’t get a credit card yet.
February 1st, 2010 | #
I can’t get a credit card just yet, but thanks for the info.
January 27th, 2010 | #
I’m planning on going to a school five states away from home, and I sure could use some flight points! This will be very helpful!
January 16th, 2010 | #
Thats really great and now I’m interested in what points i can earn with my card!
January 14th, 2010 | #
great information but i will be more careful when i get a credit card
January 13th, 2010 | #
I really don’t think that that many points can be earned!
January 13th, 2010 | #
I find that very interesting that you can do so much with that card.
January 13th, 2010 | #
usefull info but cant get a card just yet
January 13th, 2010 | #
very useful info but cant get a card just yet
January 13th, 2010 | #
This was interesting
January 13th, 2010 | #
Very Interesting
January 12th, 2010 | #
Very Interesting.
January 12th, 2010 | #
very interesting
January 12th, 2010 | #
very helpful stuff..
January 12th, 2010 | #
I don’t have time to go out no money and to busy looking for a grant and or scholarship with no success. Help!!! But good INFO thnks
January 12th, 2010 | #
intresting
January 12th, 2010 | #
I dont want a credit card. But it seems like a good ides.
January 12th, 2010 | #
it sounds very fun… i would like to do it during the summer..
January 12th, 2010 | #
all true
January 11th, 2010 | #
I would like a credit card, but I have bad credit.
January 11th, 2010 | #
This was very useful info. I wish I could have a credit card though.
January 11th, 2010 | #
sounds nice
January 11th, 2010 | #
i agree with kentea.. i cant get a credit card without a loan
January 11th, 2010 | #
i dont know if i would spend that much just to get those rewards. it might be cheaper to just buy the rewards in a normal way
January 10th, 2010 | #
thank you sounds nice
January 10th, 2010 | #
credit card…nah!!
January 10th, 2010 | #
sounds great, not interested at the moment
January 10th, 2010 | #
sounds great, but not interested at the moment
January 10th, 2010 | #
VERY USEFUL
January 9th, 2010 | #
Credit Cards sound great but when your in debt they become your enemy. So why should start our debt history over winter break
January 9th, 2010 | #
Credit cards do nothing but help you spend money you don’t have and go into deb faster.
January 9th, 2010 | #
WOOW! Sounds very exciting but i can’t get a credit card. i don’t work.. just trying to concentrate on my education for now. but i wish i had that thing. thank though..
January 8th, 2010 | #
I need a credit card, but i just dont want to go through the process of getting one! ;-p
January 8th, 2010 | #
Credit Cards? May as well just burn my money, it amounts to the same thing! Fastest way to financially spiral.
January 8th, 2010 | #
Credit Cards? May as well just burn my money as it would amount to the same thing! Fastest way to financially spiral.
January 8th, 2010 | #
Credit*
January 8th, 2010 | #
Very helpful, but I can not apply for a crdeit card because I do not have a job.
January 8th, 2010 | #
AHH finals what i drag! I can’t wait till they are over!
January 7th, 2010 | #
i wish i was allowed to get a credit card.
January 7th, 2010 | #
This is a good offer but a credit card isn’t for me
January 7th, 2010 | #
January 7th, 2010 | #
This is pretty interesting stuff.
January 7th, 2010 | #
I only have a debit card and do not want a credit card
January 7th, 2010 | #
This would be a great offer, but at the time get a credit card is not an option for me, but maybe in the near future.
January 7th, 2010 | #
I don’t want a credit card!
January 7th, 2010 | #
I have already got excellent credit from using my credit card for a year and paying it completely off every month! This is great info though for anyone who needs help.
January 7th, 2010 | #
I will not get a credit card, too much drama. would hate to be in debt.
January 7th, 2010 | #
thanks
January 7th, 2010 | #
dis is good
January 7th, 2010 | #
such useful information as long as i can trust myself with a credit card.
January 7th, 2010 | #
Makes sense
January 6th, 2010 | #
Credit cards are okay you just have to have self control and be smart about how you use it
January 6th, 2010 | #
Yea, i would have to agree with those who think credit cards arent the best survival tip at this time, at least not with the way the economy is now, you know?
January 6th, 2010 | #
credit cards are awesome
January 6th, 2010 | #
credit cards are not something i want to invest in when i am trying to survive as a college student.
January 6th, 2010 | #
thanks, useful info
January 6th, 2010 | #
very helpful info! thanks
January 6th, 2010 | #
that’s cool
January 6th, 2010 | #
sounds good
January 5th, 2010 | #
This is cool. I need to get a credit card and it seems like a good option.
January 5th, 2010 | #
I have no interest in credit cards.
January 5th, 2010 | #
this information is very useful im just not that into using credit cards
January 5th, 2010 | #
That was very useful information. I’ll be applying for a credit card very soon.
January 5th, 2010 | #
This was very useful information. I’m going to be applying for a credit card very soon
January 5th, 2010 | #
very nice info. and very interesting….
January 5th, 2010 | #
life is a debt all on its own without the help of credit cards. So to get a credit card while you are in school is just plain old crazy.:)
January 5th, 2010 | #
hmmm, did not know that but very useful
January 5th, 2010 | #
great info
January 5th, 2010 | #
Very good information!!!
January 5th, 2010 | #
I don’t have a credit card either but I know I need to get one to build a credit score.
January 5th, 2010 | #
I do not have nor need a credit card anytime soon
January 5th, 2010 | #
I’v herd of this sounds good..if only i can get accepted. Im 19 and no one has given me a chance.
January 5th, 2010 | #
I already have a credit card…
January 5th, 2010 | #
credit cards can easily get you things you want and pay off bills but can take even longer to pay the credit card bill.
January 5th, 2010 | #
Credit Cards just get me into trouble… But i do have good credit and don’t need another credit card. Very useful information though.
January 5th, 2010 | #
credit cards are harmful. they can really hurt your credit. you have to be a very responsible person when owning one
January 5th, 2010 | #
Credit cards are harmful, they can kill your credit
January 5th, 2010 | #
I actually….just can’t join right now.
January 5th, 2010 | #
cool! sounds like a good way to have fun
January 5th, 2010 | #
wow, sounds interesting.
January 5th, 2010 | #
You can get a Credit Card. Ask for a “Student Credit Card.” Its a good way to build credit.
January 5th, 2010 | #
I do not have a credit card.
January 5th, 2010 | #
Wow! a credit card? sounds nice
January 5th, 2010 | #
This is awesome, may be convinient
January 5th, 2010 | #
interesting information. everyone seems to be taking different perspectives on the subject.
January 5th, 2010 | #
This article is very helpful. Having a credit card follows responsibility. Also a credit card can help build credit.
January 5th, 2010 | #
Not bad!
January 5th, 2010 | #
It’s ok…
January 5th, 2010 | #
O0h Waaoo, they use a Scholarship website to advertise CREDIT CARDS!
but good information though..
January 5th, 2010 | #
I actually like debit cards better lol.
But this is a very interesting idea though, I would love to get the 3,500 to go to Olive Garden oh my gosh is my favorite restaurant EVER!
January 5th, 2010 | #
Aren’t credit cards one of the leading causes of debt?
January 5th, 2010 | #
Useful information, but credit is something that has always worried me.
January 5th, 2010 | #
I really agree with this essay
January 5th, 2010 | #
good information
January 5th, 2010 | #
sounds great but can’t get one.
January 5th, 2010 | #
sounds really nice but i can not get a credit card yet, but thank you anyways
January 4th, 2010 | #
loser don’t go to school so go to school to be a winner
January 4th, 2010 | #
sounds great to me
January 4th, 2010 | #
good stuff
January 4th, 2010 | #
very good info, i plan to do this
January 4th, 2010 | #
good information very helpful.
January 4th, 2010 | #
Credit Cards are one thing i will never try to get. they will only cause me trouble.
January 4th, 2010 | #
It all sounds good, but I don’t think my parents are gonna let me get a credit card until I can find a job
January 4th, 2010 | #
It all sounds good, but I dont think my parents are gonna let me get a credit card until I can find a job
January 4th, 2010 | #
no thank you, i can afford to spend more than i have and i hate being in debt.
January 4th, 2010 | #
afraid of credit cards especially right now with the current economic crises in the country.
January 4th, 2010 | #
i already have a card but this is making me think twice
January 4th, 2010 | #
This sounds like a really good reward..
January 4th, 2010 | #
I’m a very easy-going person, and this sound really good, all I would do is have a good dinner and watch a movie..and this reward sounds great..
January 4th, 2010 | #
I will apply for a credit card once I turn 18. It will be a good way to build up a credit history.
January 4th, 2010 | #
wow.
January 4th, 2010 | #
This is a very interesting article. It is beneficial for people who are interested in having a credit card and having it be beneficial towards them by receiving points. However, this article was not very helpful for me because I do not like to use credit cards.
January 4th, 2010 | #
credit cards scare me ive seen them cause alot of trouble!!
January 4th, 2010 | #
this info is nice but I am not ready for a credit card yet.
January 4th, 2010 | #
mahalo for the info
January 4th, 2010 | #
That sounds like a really good idea!!!
January 4th, 2010 | #
sounds like a good idea
January 4th, 2010 | #
yo that’s wassup
January 4th, 2010 | #
This is some good info!!! Great Job!!
January 4th, 2010 | #
useful, but I can’t have a credit card right now
January 4th, 2010 | #
very helpful!
January 4th, 2010 | #
i would love to do those things! will have to look into that!
January 4th, 2010 | #
i have no job. i cant get a credit card
January 4th, 2010 | #
thanks but no thanks
January 4th, 2010 | #
well that’s pretty neat. I’ll look you up once I need a credit card.
January 4th, 2010 | #
this sounds like a good idea!
January 4th, 2010 | #
Well, I appreciate all of the information, but I’m not in need of a credit card yet. Once I am, I’ll let you know.
January 4th, 2010 | #
I need to get my credit better before I get a credit card
January 4th, 2010 | #
very interestin
January 4th, 2010 | #
Got the credit card situation under control
January 4th, 2010 | #
this is all very good information
January 4th, 2010 | #
Good information but i dont need one right now.
January 4th, 2010 | #
Sounds interesting
January 4th, 2010 | #
I hate credit cards!!!!
January 4th, 2010 | #
Great idea but i was always told that cash is the way
January 4th, 2010 | #
This does sounds really great, but I’m with the person who poasted earlier about getting only $400, when those who stay at home with their parents and get like $2,000. My fiance gets $10,700 a year, and he has HORRIBLE credit (5 credit cards and $2,600 in total on all)!!…I only get $3,500 and the rest comes out of MY pocket with NO credit cards and no family to help me.
January 4th, 2010 | #
i liked reading this and knowing the plus’ of having a credit card. although i do not believe they are right for me, i can manage my money just right but having a credit card, i know i would just spend it all right away.
January 4th, 2010 | #
interestingly cool!
January 4th, 2010 | #
Good info!
January 4th, 2010 | #
getting points sound great
January 4th, 2010 | #
thanks i needed help in this area, that was useful
January 4th, 2010 | #
oh, very nice! thanks for the information!
January 4th, 2010 | #
Sounds Very cool
January 4th, 2010 | #
I hope this works
January 4th, 2010 | #
all sounds pretty good to me
January 4th, 2010 | #
Nice wish i could
January 4th, 2010 | #
gotta save money, so no thanks!
January 4th, 2010 | #
FASFA helped me out to a certain extent. I don’t make that much money at all, working two jobs and paying rent, car note, car insurance is all a hassle. But, my friends who stay at home with their parents got back like 2,000 per semester. While I only got 400 doesn’t something seem wrong to you? Plus, I’m 18 with no help.
January 3rd, 2010 | #
good information
January 3rd, 2010 | #
I don’t need a credit card right now. Thanks
January 3rd, 2010 | #
good information.
January 3rd, 2010 | #
I totally agree with Amanda.
January 3rd, 2010 | #
great info
January 3rd, 2010 | #
great information, thanks!
January 3rd, 2010 | #
Credit cards are not my friend
January 3rd, 2010 | #
Sounds interesting, but I can not get it right now…
January 3rd, 2010 | #
i cant trust myself with a credit card in college, but this is good info
January 3rd, 2010 | #
i think credit card is a really good idea because you can use it and you can pay them back the next month. which can save to some time to pay it back. however, people need to be careful when they use it. they need to decide when they are going to use credit card.
January 3rd, 2010 | #
sweet stuff
January 3rd, 2010 | #
this is a great idea but i can’t get a credit card yet
thanks for the info tho
ill remember it for when i turn 18
January 3rd, 2010 | #
Ill do all three!
January 3rd, 2010 | #
i guess this is a good idea, but im not eligible
January 3rd, 2010 | #
thats a very good idea.
January 3rd, 2010 | #
thats a very good idea
January 3rd, 2010 | #
I do not need another credit card….have too much trouble already.
January 3rd, 2010 | #
Wow what a good deal this is. It sounds good to be true.
January 3rd, 2010 | #
sounds niceee.
January 3rd, 2010 | #
MAN! I’d love to reward myself with all these suggestions. But really, with final exams coming close, winter break gives me the advantage of time to study! So I’m using it! And some extra time to catch up!
January 3rd, 2010 | #
Wow I wish I had a credit card now!
January 3rd, 2010 | #
Wish I had a credit card now.
January 3rd, 2010 | #
of course it sounds nice but we’re students on budgets who are trying to be smart about the way we spend money…and we’re here trying to earn scholarships lol
January 3rd, 2010 | #
Nice to know this information, but I’m not sure if I would get a credit card.
January 3rd, 2010 | #
seems like a lot to spend for the rewards
January 3rd, 2010 | #
I agree with Amanda. Credit cards are very dangerous and I find it inappropriate that a scholarship website is advertising such things to college students who are saving money and accumulating debt just through an education as it is. Yet they still promote the idea of acquiring more without warnings and without advertising the other side of credit cards.
January 2nd, 2010 | #
I believe that if you don’t have the cash don’t buy it so I do not think credit cards are a good thing.
January 2nd, 2010 | #
could be good, but getting a credit card doesn’t sound fun
January 2nd, 2010 | #
My family already has a citi credit card. Definitely a good card to have in case of emergencies. It’s one of our major credit cards. Just remember to make your payments on time.
January 2nd, 2010 | #
Credit card debt can easily get you into trouble. Use them only to build your credit then pay them back immediately.
January 2nd, 2010 | #
this is really good info to know, but I don’t want a credit card right now.
January 2nd, 2010 | #
Sounds nice if I were eligible.
January 2nd, 2010 | #
nice i want one
January 2nd, 2010 | #
wow… nice but risky for some people
January 2nd, 2010 | #
the day park idea is pretty cool…but i cant get a credit card yet. I wouldnt want any debt from it either. I dont think id spend enough to get that many points.
January 2nd, 2010 | #
This is a great idea, but I think that pushing a credit card isn’t the best way to promote usage.
January 2nd, 2010 | #
Credit cards have a high interest rate, and therefore I cannot get one.
January 2nd, 2010 | #
Neato!
January 2nd, 2010 | #
Thats cool. =D
January 2nd, 2010 | #
Although this information is useful, it does not discuss how the overuse of credit cards can lead to devastating debt. No thank you.
January 2nd, 2010 | #
very helpful. thanks!
January 2nd, 2010 | #
It is a tad rediculous that you have to have spent $3500 to get a couple of movie tickets or gift cards to restaurants. I would rather spend only $50 on that one dinner night and maybe $1000 on presents! Why put myself in debt?
January 2nd, 2010 | #
Sounds interesting.
January 2nd, 2010 | #
How do we get points for this now?
January 2nd, 2010 | #
Credit Cards are very useful, however, you have to have self discipline an know your limits in order to use one responsibly. They are not for you to buy any and everything you want, you have to shop cautiously, only buy what you know you have the money to pay off. I would start out buying just a pair of undies or something little every month and when the bill comes pay it in full. Then your credit score will go up and you wont have to worry about too much.
January 2nd, 2010 | #
my opinion is that credit cards only dig deeper holes for most adolescence when they are already in debt.
January 2nd, 2010 | #
Very informative
January 2nd, 2010 | #
it is a very good and intersting information to know.
very useful to know for the future.
January 2nd, 2010 | #
sounds nice but I already have another bank account
January 1st, 2010 | #
I’m enjoying it.
January 1st, 2010 | #
interesting stuff
January 1st, 2010 | #
This is very important info but I don’t want to get into trouble with a credit card.
January 1st, 2010 | #
Im already ahead…my friends and I went to dinner two days before our winter break began.
January 1st, 2010 | #
interesting handy info. thanks.
January 1st, 2010 | #
Wow, scholarship programs pushing for credit cards, that’s is weird. Credit cards are not appealing to me.
January 1st, 2010 | #
very helpful information!
January 1st, 2010 | #
so true.
January 1st, 2010 | #
lol i already get into enof troble from my debit card.
January 1st, 2010 | #
Why the hell would i want a credit card. I want to save a pay as much as I can in cash. I don’t like to use plastic because it is harder to keep track of the money I spend.
January 1st, 2010 | #
Agree that pushing credit cards seems a bit of a conflict of interest.
January 1st, 2010 | #
thanks, but no thanks
January 1st, 2010 | #
thats good info that alot of grduates could use
January 1st, 2010 | #
this will definitly be helpfull in educatonal aspect
January 1st, 2010 | #
very nice to hear!!
January 1st, 2010 | #
finally! someone telling me to reward myself!!
January 1st, 2010 | #
excellent, helpful thanks
January 1st, 2010 | #
My mom has one of the Citi bank cards. She likes it, but I don’t plan on a credit card till later in life. I am really hoping I can wait till after I have my BA. I don’t know if that is possible.
December 31st, 2009 | #
sounds good
December 31st, 2009 | #
wow, all this sounds awesome, but i am not old enough to have a credit card.
December 31st, 2009 | #
good info
December 31st, 2009 | #
very useful information!
December 31st, 2009 | #
sounds cool but i cant afford a credit card
December 31st, 2009 | #
I guess they need to make money to give away so much money. I wish they wouldn’t advertise with companies that will put students further into debt.
December 31st, 2009 | #
sounds all so useful.
December 31st, 2009 | #
No thanks on the credit card offer. This type of credit is a sure fire way to find yourself drowning in debt by the time you graduate.
December 31st, 2009 | #
Great idea
December 31st, 2009 | #
this is very beneficial to college students who need to save and love t o get rewards. THANKS!!!
December 31st, 2009 | #
this is very helpful to many college students.. THANKS SO MUCH!!!!
December 31st, 2009 | #
4real thats true
December 31st, 2009 | #
I am scared of credit cards… i have seen them do a lot of damgae to a person… just becareful
December 31st, 2009 | #
It is very useful information, however i don’t trust myself with a credit card.
December 30th, 2009 | #
I agree with Amanda. I heard that a college student is more likely to be swimming in debt if they have a credit card than if they don’t. Its an aweful big responsibility to have one and its a lot of stress for a college freshman or even a senior. I wouldn’t want a credit card going into college, I’m just going to apply for scholarships and cross my fingers:)
December 30th, 2009 | #
right now the last thing a student needs is another credit card to add to the debt
December 30th, 2009 | #
Thank you very much, this information was very useful.
December 30th, 2009 | #
this information was really helpful. wow
December 30th, 2009 | #
this is very helpful
December 30th, 2009 | #
hmmm that is weird that a college website is promoting a credit card. Students should not have one while still in college most likely.
December 30th, 2009 | #
Nice info, I love spending money(on myself)
December 30th, 2009 | #
I think it is awsome that this site is giving everyone a chance to earn things with the points. However I am unable to get a credit card since the current recession does not let me spend more than about 100 dollars.
December 30th, 2009 | #
so you guys want students to get credit cards? why?
December 30th, 2009 | #
wow i can’t believe a website that is suppose to be giving opportunities for scholarships is trying to push a credit card on a bunch of teenagers like its no big deal like we could just use it to spend spend spend and not treat it with the utmost responsibility. They don’t tell how easy it is to fall into debt when having a credit, especially if you do not take it seriously.Be careful.
December 30th, 2009 | #
useful info!
December 30th, 2009 | #
Sounds great !!
December 30th, 2009 | #
Great info but it’s probly easier to just not have a credit. just think. for one movie gift card you have to spend $3,500? A tad ridiculous dontcha think?
December 30th, 2009 | #
I think that a credit card is a great idea to keep tack of your expenses but I also think that it is an easy way to lose track of how much you are spending on it. I think credit cards are good ideas if you are organized, responsible, and know you will be able to pay of your charges. A credit card can also damage your credit score if you aren’t able to pay it off.
December 30th, 2009 | #
good to know, but I don’t want a credit card.
December 30th, 2009 | #
Is Citi Bank financially stable? Then again, if it isn’t better cash in those points now.
December 30th, 2009 | #
Is CitiBank financially stable at this point? Then again, if it isn’t, better cash in those points now.
December 30th, 2009 | #
that sounds great but interest is too high. i would stay away while in school and no job.
December 29th, 2009 | #
It is great all we can do with points.
December 29th, 2009 | #
useful information
December 29th, 2009 | #
I would be careful when getting a credit card..interest rates tend to be high and it’s easy to abuse it. That’s a lot of money you have to spend for a free movie ticket
December 29th, 2009 | #
cool tips, guys! thanks!
December 29th, 2009 | #
does it work in Canada?
December 29th, 2009 | #
sweet dud
December 29th, 2009 | #
good information but it kinda sucks that you have to send 3600 dollars to get a movie ticket. it seems like it would only be worth it if if you were already going to spend the money.
December 29th, 2009 | #
sounds nice but i cant get a credit card yet
December 29th, 2009 | #
you may think you are crazy but you not its easy and fast
December 29th, 2009 | #
It sounds cool but I am not old enough for a Credit Card yet.
December 29th, 2009 | #
interesting.. sounds like fun!
December 29th, 2009 | #
Great opportunity!
December 29th, 2009 | #
I think it’s a big disadvantage giving college kids credit cards. Not only are they building debt for their education, but now building credit card debt on activities they probably would not pursue if they did not have this credit card
December 29th, 2009 | #
wowww how awesome
December 29th, 2009 | #
Nice! this is all so stressful
December 29th, 2009 | #
This is a very interesting quality about a citigroup card and an effective advertising technique.
December 29th, 2009 | #
soounds great but don’t need a credit card
December 29th, 2009 | #
great opportunities
December 29th, 2009 | #
wow thanks.
December 29th, 2009 | #
hmm interesting, but some people can’t get a credit card
December 29th, 2009 | #
awesome!
December 29th, 2009 | #
I’m not yet old enough for a credit card…
December 29th, 2009 | #
It’s too good to be true. And who would dare test to see whether it is?
December 29th, 2009 | #
very cool
December 29th, 2009 | #
Reward points are cool
December 29th, 2009 | #
Great info… i hope to have good credit when i get a credit card
December 29th, 2009 | #
nice deal but i prefer do not have credit card
December 29th, 2009 | #
Great Info!
December 28th, 2009 | #
this is really helpful to know since i don’t know anything about credit cards.
December 28th, 2009 | #
yeah
December 28th, 2009 | #
awww thats nice
December 28th, 2009 | #
amazing info
December 28th, 2009 | #
Aren’t there other cards that give you points back?
December 28th, 2009 | #
it sounds really useful but I dont want to get a credit card because. I would be in debt bad
December 28th, 2009 | #
i dont use credit cards but this is great info
December 28th, 2009 | #
interesting and very helpful.
December 28th, 2009 | #
interesting and very useful.
December 28th, 2009 | #
Sweet!!!! it’s like free stuff kinda!
December 28th, 2009 | #
very helpful
December 28th, 2009 | #
Sounds great!! I have great credit and love my cards, but credit cards get ALOT of college students in trouble before they enter the real world.
December 28th, 2009 | #
i see.
December 28th, 2009 | #
This site compels those who are nieve to credit cards and the debt they cause, to apply for one. I do not like this site, it only presents the “goodie side” of credit cards.
No good!
December 28th, 2009 | #
good info
December 28th, 2009 | #
At waht age can you get a credit card?
December 28th, 2009 | #
too good to be true!
December 28th, 2009 | #
no credit cards for me…thanks anyway
December 28th, 2009 | #
good ideas
December 27th, 2009 | #
then again…
December 27th, 2009 | #
I’m trying to save my rewards up.
December 27th, 2009 | #
bad
December 27th, 2009 | #
no thanks interest rate is too high.
December 27th, 2009 | #
good info
December 27th, 2009 | #
Hopefully this is going on in the near future.
December 27th, 2009 | #
not sure bout credit cards
December 27th, 2009 | #
Its Very useful and informative!
December 27th, 2009 | #
very helpful!
December 27th, 2009 | #
I personally think that credit cards are very useful in certain ways, until you know how to properly use them. They’re not free money.
December 27th, 2009 | #
be careful with credit cards. don’t forget to make payments…
December 27th, 2009 | #
great info.
December 27th, 2009 | #
very useful information
December 27th, 2009 | #
Interesting, but I think credit card companies take advantage of college students.
December 27th, 2009 | #
this is really helpful for when i do get a credit card.
December 27th, 2009 | #
Wow that’s super.
December 26th, 2009 | #
wow this was asome winter break.
December 26th, 2009 | #
Great information!
December 26th, 2009 | #
Good info but not interested in credit cards right now.
December 26th, 2009 | #
Helpful!
December 26th, 2009 | #
I understand the passage but I really don’t like the idea of credit cards. If I’m not already in debt from school, the idea of getting one just seems like suicide.
December 26th, 2009 | #
sounds tempting. do research before making any hasty decisions.
December 26th, 2009 | #
GOOD INFO.
December 26th, 2009 | #
Good to know….thanks
December 26th, 2009 | #
I think it good but i don’t need it now.
December 26th, 2009 | #
Interesting but impossible for me, a student who doesn’t spend much money.
December 26th, 2009 | #
great!
December 25th, 2009 | #
No thanks
December 25th, 2009 | #
it’s always good to see old friends!
December 25th, 2009 | #
So very helpful this idea WILL save money!
December 25th, 2009 | #
interesting..
December 25th, 2009 | #
Great info about credit cards; they come with great responsibilities.
December 25th, 2009 | #
good info
December 25th, 2009 | #
i want to win the trip! sounds like fun!
December 25th, 2009 | #
sounds wonderful, but i can’t get a credit card. Sorry about that
December 25th, 2009 | #
eh, people, esp. college students, should always be careful when signing up for credit cards…their interest rates are just ridiculous lol
December 25th, 2009 | #
Interesting…
December 25th, 2009 | #
very true
December 25th, 2009 | #
Interesting, spend money = earn money!
December 24th, 2009 | #
sounds like it could help
December 24th, 2009 | #
good article
December 24th, 2009 | #
okay.
December 24th, 2009 | #
i agree, they do cause debt. but we do need them to get good credit.
December 24th, 2009 | #
Dont have a credit card so dont have to worry about it
December 24th, 2009 | #
Get them points and use em! But nah, no extra credit card, but thanks anyway!
December 24th, 2009 | #
sounds great but i cannot afford a credit card.
December 24th, 2009 | #
neat
December 24th, 2009 | #
I would go in debt with a credit card
December 23rd, 2009 | #
me neither
December 23rd, 2009 | #
wow, that does sound like a good suggestion. I hope I can take it at some point.
December 23rd, 2009 | #
How much money is on the giftcards when you earn 3500 points?
December 23rd, 2009 | #
very useful info provided
December 23rd, 2009 | #
credit cards cause debt
December 23rd, 2009 | #
fantastic
December 23rd, 2009 | #
Great info
December 23rd, 2009 | #
very useful information
December 23rd, 2009 | #
this is a really great concept. I hope one day i will be able to afford a credit card before this offer ends!
December 23rd, 2009 | #
very nice
December 22nd, 2009 | #
I don’t believe in credit card use.
But solid information. :]
December 22nd, 2009 | #
VERY HELPFUL
December 22nd, 2009 | #
NICE Youre cool : )
December 22nd, 2009 | #
i hope i can get enough credits for that trip!
December 22nd, 2009 | #
love this site
December 22nd, 2009 | #
good info to know
December 22nd, 2009 | #
that is really good information, and really good suggestions.
December 22nd, 2009 | #
this was very informative and useful
December 22nd, 2009 | #
Credit scores are the ruling factor in society. Can’t get a car or a house without good credit. I have a card and only use it for gas and on emergency basis on groceries.
December 22nd, 2009 | #
sweet
December 22nd, 2009 | #
I think its way better if you can work with all cash, no interest rates there. But if you need it, credit card is the way to go.
December 22nd, 2009 | #
nice information
December 22nd, 2009 | #
Thank you for the info. I would rather use my points for scholarships. Tuition is so high for University of Phoenix, but I really like their program.
December 22nd, 2009 | #
very helpful
December 22nd, 2009 | #
i will take a trip one day.
December 22nd, 2009 | #
sounds useful enough
December 22nd, 2009 | #
I’ll say No on the credit card, but otherwise great ideas
December 22nd, 2009 | #
This is awesome
December 21st, 2009 | #
very good advice
December 21st, 2009 | #
this was very infomative
December 21st, 2009 | #
wow this was very interesting
December 21st, 2009 | #
good suggestion, but i agree with some people here that college students+credit card= bad choice
December 21st, 2009 | #
Sounds like fun but to much money
December 21st, 2009 | #
Really great suggestions!
December 21st, 2009 | #
i don’t have a credit card and i don’t plan on getting one. i’ll mostly be working all winter break to save money.
December 21st, 2009 | #
A credit card is not a good idea for any college student because you always need things.
December 21st, 2009 | #
this was helpfull information.
December 21st, 2009 | #
Works well–I already have one.
December 21st, 2009 | #
Great suggestions!
December 20th, 2009 | #
Sounds good, but college students and credit cards are not a good combination!!
December 20th, 2009 | #
Hello, I would like to further my tertiary education in vet science. Please help me.
December 20th, 2009 | #
Good marketing for our demographic – draws students in
December 20th, 2009 | #
I can’t do a credit card because i don’t want to risk going into more debt than i’m already in. But it sounds like a good deal.
December 20th, 2009 | #
That sounds really sweet but, I also do not want a credit card because I don’t want to risk getting into more debt than I already am.
December 20th, 2009 | #
very helpful
December 20th, 2009 | #
I love olive garden, this was helpful info.
December 20th, 2009 | #
sounds good if u plan on spending alot of money, which im not..because i have none.
December 20th, 2009 | #
Credit cards can be harmful.
December 20th, 2009 | #
this is very useful information
December 20th, 2009 | #
yeah…i know many people who are irrisponsible and never needed a credit card but i do think people who keep themselves in check would enjoy one.but seriously keep track of what you buy because late fees and many other things will multiply your debt
December 20th, 2009 | #
Even though a credit card seems like a bad idea, it can help build up your credit which is important for getting stuff such as a car, house, etc. So, credit cards can help you just have to be rsponisible. Only spend what you can pay off!
December 20th, 2009 | #
I FILL OUT ONE THEY TURN ME DOWN THAT WAS GREAT I DID NOT NEED ONE I HAVE STUDENTS LOAN THAT ANOTHER.
December 19th, 2009 | #
credit card companies are like vultures when it comes to college students
December 19th, 2009 | #
it is my dream to go on a trip but i can’t afford it
December 19th, 2009 | #
i would love to take a trip but i can’t afford it
December 19th, 2009 | #
Yeah.. like kentea i don’t have enough credit to get this card… tears*
December 19th, 2009 | #
very creative
December 19th, 2009 | #
this is very useful!
December 19th, 2009 | #
Useful information but I will be leaving college with even student loan debt I don’t need to add to that by getting a credit card.
December 19th, 2009 | #
i hope to get one and to be able to use it responsibly
December 19th, 2009 | #
Seems like a real good idea, but the thing is your still spending to earn these points. And with some people they can go into debt and dig themselves down in a deep hole. Then the person would be more in a crisis than being rewarded. Other than that if you spend wisely use only when necessary you just may benefit from the reward points.
December 19th, 2009 | #
This is good info to know
December 18th, 2009 | #
many use credit cars to pay student loans then the bk out, but you must have more than one card. Other that that it is a good way to get in debit. Its a real good way to go under.
December 18th, 2009 | #
I wish i could get the time off work to go on a vacation
December 18th, 2009 | #
very VERYY interesting!
December 18th, 2009 | #
I DON’T NEED A CREDIT CARD AT THE MOMENT.
December 18th, 2009 | #
i’m more worried about SAVING money than finding another way to SPEND it
December 18th, 2009 | #
If you have a job, put away $10 a paycheck in a savings account that you don’t use often. When you want a little “vacation” dip into this savings and treat yourself.
December 18th, 2009 | #
Everything I hear about credit cards from my parents is to not use it unless you can pay it off right away at the end of the month. It seems like you would have to spend a lot of money to get a trip to universal studios
December 18th, 2009 | #
having a credit card seems like an easy way out of spending money right away, but it would put any one into a lot of debt… i could never get a credit card because of that.
December 18th, 2009 | #
Very helpful.
December 18th, 2009 | #
Yeah… can’t afford a credit card
December 18th, 2009 | #
I feel a litle iffy about getting a credit card. Its just as easy to take 5 or ten dollars out of every pay check each week and at the end of the month splurge on dinner and a movie or a new shirt!
December 18th, 2009 | #
has anyone else tried this. i mean the Citi credit card. these card companies say one thing and when the bill comes it’s a whole new thing. if it’s true it sounds like a great idea.
December 18th, 2009 | #
Wow, sounds interesting but I don’t need one at the moment.
December 18th, 2009 | #
Wow, sounds very interesting but don’t need a credit card at the moment.
December 18th, 2009 | #
i love winter break
December 17th, 2009 | #
Very well written. Insightful. Provides lots of useful information.
December 17th, 2009 | #
this information is useful, but it would take awhile to get that many points.. haha
December 17th, 2009 | #
sounds good but its not for me right now.
December 17th, 2009 | #
sounds cool but it seems like it would be hard to get so many points
December 17th, 2009 | #
uy
December 17th, 2009 | #
giving yourself a treat after a long hard semester is always a good idea!
December 17th, 2009 | #
Sounds very interesting and is has good information
December 17th, 2009 | #
I just may fill out a form soon
December 17th, 2009 | #
yeah good information!
December 17th, 2009 | #
Sure a little vacation dont hurt anyone, but the opposite
December 16th, 2009 | #
this is nice
December 16th, 2009 | #
That is a good idea
December 16th, 2009 | #
interesting
December 16th, 2009 | #
i curtain hope to enjoy my vacation and all.
December 16th, 2009 | #
i curtainly hope enjoy my vacations and the rest of the two weeks off.
December 16th, 2009 | #
This was actually really interesting and will help me in the future.
December 16th, 2009 | #
Even though credit cards can kill your credit they are helpful in the end
December 16th, 2009 | #
this was interesting to read
December 16th, 2009 | #
i really agree with this… I wish i had enough points to go to universal studios though lol
.
December 16th, 2009 | #
having a credict card would be great, but I don’t think I’m ready for one yet.
December 16th, 2009 | #
ok this was helpful
December 16th, 2009 | #
that sounds like a good idea
December 16th, 2009 | #
this is very helpful hopefully when I get a chance I can go fill out an application for a student credit card with Citi
December 16th, 2009 | #
Very interesting.
December 15th, 2009 | #
sounds good
December 15th, 2009 | #
it is def. time to relax!
December 15th, 2009 | #
Man, I wish I was allowed to get a credit card.
December 15th, 2009 | #
very informative
December 15th, 2009 | #
I will take a trip
December 15th, 2009 | #
they have some good rewards and this soudns like a good option especially when were doing so much christmas spending right now anyways.
December 15th, 2009 | #
all these sounds good but it sounds like a lot of spending would have to be dont to get all these great rewards. i wish i was able to have a credit card like this though the do have some good stuff.
December 15th, 2009 | #
wow that all sounds great. I have already established great credit and I am happy with my card.
December 15th, 2009 | #
very useful information
December 15th, 2009 | #
sounds very nice but i cannot get a credit card. if cannot get a loan
December 15th, 2009 | #