Student Debt and Credit Education Blog

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Should you have a job while in school?

Posted in Credit Cards, Student Savings Tips by Evan Jacobs

Even if your student loans completely cover your cost of tuition, college is an expensive time. Food. Books. Going to the movies. Buying a new jacket for the springtime. It all costs money. Unless you decide to cover all of your expenses with credit cards (bad idea), you might be faced with the decision of trying to find a job. But what kind of job is right for you? Here are some ways to decide.

First, make a monthly budget. Write down every expense you have, from your cell phone bill to your total food cost. How much do you usually spend on the weekend? Write it all down and add it up for the month. You don’t have to get it down to the cent, but this should provide you a clear estimate of how much money you’re spending.

Now is a good time to see where you can save. Instead of ordering out for pizza every other night, you could use your school’s meal plan. Instead of running up a credit card bill, you could use a card with a good rewards plan that will give you cash back on everyday purchases. Here are some more tips for huge savings.

Next, make a budget of your time. Never forget that your primary job in college is to study and get good grades so you can graduate. Do not take on a full-time or other such job that will cause you to take time away from class or study. How much time can you devote during the week? Should you work only on weekends?

Once you’ve figured out how much money you need and how much time you can spend, explore your options. Many colleges and universities are surrounded by businesses that cater to students and almost exclusively hire students. Some schools even have jobs on campus. One ideal situation would be to find an on-campus job that has some relevance to your area of study. If you’re in a biology field, for example, some schools offer paid part-time positions assisting in the campus laboratories.

Find a job with flexible hours, so you can take time off if necessary during finals week, for example. Be sure to check if you are eligible for federal work-study. If so, this could be a perfect situation. Many work-study positions are on-campus with flexible hours. Plus, it’s free money from the federal government that you don’t have to pay back.

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26 Responses to “Should you have a job while in school?”

  1. Everardoflores says on March 24, 2010 at 11:36 pm:

    Im planning to get a job right now, so this information is very helpful. Thanks Scholarshippoints.com

    Reply To This Comment
  2. Rachel Richardson says on March 27, 2010 at 1:44 am:

    I plan to get a job to help pay for college. I don't want no loans. I want scholarships and a job they will help my mom outThey will. help me reach my goals and dreams.

    Reply To This Comment
  3. crystal says on March 27, 2010 at 9:50 am:

    I'm trying to save up for a wedding and still go to school… so darn tooting it can be expensive at times! very enjoyable article.

    Reply To This Comment
  4. Manuel says on March 27, 2010 at 8:23 pm:

    I would get a job and be in school also.

    Reply To This Comment
  5. latiana says on March 29, 2010 at 10:46 pm:

    i will look for a part-time job

    Reply To This Comment
  6. maira says on March 30, 2010 at 3:10 am:

    i will plan to get a job in school in order to make the tuition more easier.

    Reply To This Comment
  7. cna training says on March 30, 2010 at 2:39 am:

    Great site. A lot of useful information here. I’m sending it to some friends!

    Reply To This Comment
  8. latrice says on March 30, 2010 at 5:49 pm:

    good information

    Reply To This Comment
  9. Thomas says on March 30, 2010 at 6:04 pm:

    I hope I get a part time job I really need one!

    Reply To This Comment
  10. Calandra Sherman says on March 30, 2010 at 2:37 pm:

    Being in school with a job is not all that bad.Its time management that gets you.

    Reply To This Comment
  11. maggie says on March 31, 2010 at 3:17 am:

    This was a helpful article it is nice to also have a monthly budget for other expenses

    Reply To This Comment
  12. tnm says on March 31, 2010 at 4:48 pm:

    i have a job now and it helps me save money for college. it is a good idea

    Reply To This Comment
  13. asiha says on April 1, 2010 at 8:42 pm:

    This info was very helpful I helped making my decision very esay. Thanks so much

    Reply To This Comment
  14. Samantha says on April 1, 2010 at 11:22 pm:

    This really helped. Im going to Central and got offered a job there. Im going to take it.

    Reply To This Comment
  15. nathalie says on April 5, 2010 at 12:04 am:

    I THINK this really helps

    Reply To This Comment
  16. Vic says on April 5, 2010 at 6:13 am:

    Love this article. I am going to need to work next year, but it is important to remeber school always is the main priority.

    Reply To This Comment
  17. Courtney C says on April 7, 2010 at 12:14 pm:

    I found work study was available to me at my school and now I work as a Library Aide.

    Reply To This Comment
  18. kris says on April 10, 2010 at 5:33 am:

    i had a job a month ago. but i recently quit because it was too much for me.. especially im doing high school and college at the same time.
    so i decided maybe after graduating
    thats when i'll find a job again.
    this is some good advice :)

    Reply To This Comment
  19. Se says on April 10, 2010 at 10:52 am:

    hmm very helpful info thx

    Reply To This Comment
  20. Natalie says on April 12, 2010 at 1:44 pm:

    having a job while in school brings alot of responsibility but it does help pay for school (tuition, books, etc.) I have a job and go to school right now. I dont like depending on my parents, so I pay for my own things.

    Reply To This Comment
  21. Heather K says on April 13, 2010 at 5:54 pm:

    I am trying to get a job this summer. Last year I tried for a lifeguard position which I did not get, and my parents had to invest a lot of money for training. They don’t want to invest the money for training this year without some insurances that a position is attainable. So, this year I am trying for camp counselor where the training is provided.

    Reply To This Comment
  22. jen says on April 15, 2010 at 4:45 pm:

    i have found that working through out the semester is extreamly stress but if you can maintain a good gpa and work at the same time, working can be very helpful

    Reply To This Comment
  23. AJW says on April 15, 2010 at 11:06 pm:

    I'm waiting till second semester to see how much available time I have. I will most likely get a part-time job.

    Reply To This Comment
  24. Paige says on April 17, 2010 at 3:31 pm:

    This was helpful!!

    Reply To This Comment
  25. Sandra says on April 17, 2010 at 10:33 pm:

    I really like this information manage our time during college is a really good idea, cheking how much money do we spend, and how many hours do we need to study

    Reply To This Comment

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