Student Debt and Credit Education Blog

Current events and opinions about student credit issues

The Importance of Your Credit Score

Posted in Credit by Little Miss Platinum

I’m sure you have heard about your credit score before.  If you’re like me, this probably is not playing a very important part of your college life.  When I was your-credit-scorein school a few years back, my credit score was probably the least of my worries.  Now, 3 years later, it is on my mind all the time.  I’ll explain why – first, ask yourself the following questions:

Do you plan on purchasing a home in the next 5-10 years?

Do you plan on purchasing a vehicle in the next 5-10 years?

Do you plan on landing a decent job?

Do you plan on renting an apartment?

If you answered yes to ANY of the above questions, guess what, your likley to need a good credit score.  With the recent economic changes in our country, it is now more important then ever.  Don’t hesitate, find out what your score is today, and aim to improve that by 100+ points by the time you graduate.  You will thank yourself – TRUST ME!

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108 Responses to “The Importance of Your Credit Score”

  1. austin says on November 8, 2009 at 8:54 pm:

    very helpful to me

    Reply To This Comment
  2. Ru says on November 8, 2009 at 9:29 pm:

    Agreed!!

    Reply To This Comment
  3. Savannah says on November 9, 2009 at 12:18 am:

    Good to know. Haha.

    Reply To This Comment
  4. Brianna says on November 11, 2009 at 12:21 pm:

    This information is good to know. I wont be purchasing an apartment or home any time soon but I still need to keep in mind to have good credit!

    Reply To This Comment
  5. Teresa says on November 11, 2009 at 10:29 pm:

    Interesting article.

    Reply To This Comment
  6. Mark A. Cruz says on November 12, 2009 at 4:15 pm:

    All this information will help now I know to take care of my credit score even though its not one of my most important things to worry about right now.

    Reply To This Comment
  7. chadia says on November 14, 2009 at 9:19 pm:

    awesome! that was interesting.

    Reply To This Comment
  8. Kristen says on November 17, 2009 at 8:38 pm:

    alllrigghtt
    i shall…

    Reply To This Comment
  9. Alexandra says on November 18, 2009 at 4:22 pm:

    good information! glad to know!

    Reply To This Comment
  10. Ashley says on November 18, 2009 at 5:59 pm:

    NICEEE

    Reply To This Comment
  11. Hassan says on November 22, 2009 at 4:24 pm:

    That is very nice

    Reply To This Comment
  12. Carolyn says on November 22, 2009 at 9:28 pm:

    That is GOOD info! Thanks!

    Reply To This Comment
  13. Tatiana says on November 22, 2009 at 10:58 pm:

    awesomeness!

    Reply To This Comment
  14. Steven says on November 23, 2009 at 11:25 pm:

    Good information.

    Reply To This Comment
  15. Jeremy says on November 24, 2009 at 4:31 pm:

    credit is really unnecessary if you work your money right.

    Reply To This Comment
  16. Sofia says on November 28, 2009 at 8:14 pm:

    I learned about this in econ, great info!

    Reply To This Comment
  17. Jobo says on November 29, 2009 at 4:15 pm:

    awesome idea

    Reply To This Comment
  18. JULIE FEDEROWICZ says on December 3, 2009 at 2:43 am:

    Having credit is very important if you plan on getting any kind of financing trough a bank. I have traveled that road before, and when I got hurt and could not work my credit was destroyed and I lost everything I had worked for on top of 50% use of my arm. I am retraining so that I can start making a decent living again now, and when I do I will save my money and pay for EVERYTHING in cash! That way no one can take your lifes worth away from you and make you look like an irresponsible bum.

    Reply To This Comment
    • Anet says on February 23, 2010 at 10:21 pm:

      Sorry to hear about your loss of job and use of your arm, but believe me I am with you on paying cash! I do, learning from experience, and remember, you were not irresponsible, you just had some unfortunate happening in your life, but in life keep the faith and it too will soon pass…peace be with you..

      Reply To This Comment
  19. Shaquana says on December 3, 2009 at 11:06 am:

    This is a really good blog, very helpful and clearly written.

    Reply To This Comment
  20. tyler says on December 5, 2009 at 10:07 pm:

    nice article

    Reply To This Comment
  21. Haleigh says on December 6, 2009 at 5:32 pm:

    definitely something i need to work on..

    Reply To This Comment
  22. Divina says on December 7, 2009 at 7:01 pm:

    hMM, I’ll have to do this one day, great info

    Reply To This Comment
  23. Ellen says on December 8, 2009 at 5:45 am:

    Interesting–I learn something every day!

    Reply To This Comment
  24. sota says on December 8, 2009 at 12:02 pm:

    this was good to know.

    Reply To This Comment
  25. cf says on December 8, 2009 at 2:59 pm:

    godd

    Reply To This Comment

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