Would You Rather Have a Higher FICO or SAT Score?
Your FICO score is more important than your SAT score. Ok, we could probably debate the merits of that claim, but the fact is that debate is worth having given how your credit score effects every major purchase in your life.
My Dad helped me build my credit when I was 18 by co-signing a $500 loan for me that I didn’t even need. He instructed me to make the monthly payment consistently to help build my credit, and even kicked in the extra $70 of accrued interest at the end. I didn’t appreciate what he was doing at the time, but two years later when I wanted to purchase a new vehicle I was able to secure the loan by myself. My credit history told the bank I was worthy and responsible. I was independent at 20.
Clearly establishing positive credit history is one of the most important things you can do for yourself, but if you don’t protect your FICO score all your hard work could be vanquished in an instant. That’s why myFICO Score Watch is so important. MyFICO Score Watch serves as your personal safeguard by alerting you immediately when there is a change or query into your credit.
myFICO Score Watch Benefits
- Monitors important changes to your FICO
- Provides timely alerts when important changes are detected
- Easy-to-read view of how lenders see you and items affecting your score
- Alerts you when you might qualify for better interest rates on loans
You can never have too much protection. Find out what all the hype is about with a 100% Risk-Free 30-Day FREE Trial!
ScholarshipPoints bonus code worth 15 points is: LOVEMYFICO.
5 Most Recent Student Credit Card Blog Posts:
The Student Credit Blog is sponsored in part by:

This is Great!
useful thanks
At this point, I’d rather have a higher Fico Score. My Fico Score continues to be part of my life, while my SAT score is a non issue after I get into college.
Also, the importance of n SAT score depends on your major. If you want to be a painter for example, your SAT score may not be that important to the desired school….
I want a higher FICO score now!
Thanks!
It’s so critical to have a good Fico score. It creates options that we shouldn’t be limited to.
Thank you this is really good information. Also that is a great idea of how to build your credit. Thank you!
this was really interesting
FICO!!
i would rather have a higher SAT scores because i am used to the test instead of FICO.
i prefer a higher SAT scores.
Fico score After a year of community college… SAT do not matter anymore
Never took an SAT before. Building credit is important, without it people can do anything
This Article Is Great.
This Article Great
I agree
will this help me get into college??
interesting ideas! i liked this article
i would go with the SAT
This was an interesting article. I, like many others, were sent many credit card applications after high school. I never applied for any and for a few years after, found it Very difficult to get a card, whether the interest was somewhat low, or even a card period. This is a good article, that others should be aware of.
I believe SAT is Better!
i completely agree!! i’d rather have a higher credit score!!
Interesting, it makes sense once you think about it.
that is a good idea.
Both are important ion there own aspects……high SAT for college and high credit score after school is done