Student Debt and Credit Education Blog

Current events and opinions about student credit issues

Would You Rather Have a Higher FICO or SAT Score?

Posted in Credit by Little Miss Platinum

Your FICO score is more important than your SAT score. Ok, we could probably debate the merits of that claim, but the fact is that debate is worth having given how your credit score effects every major purchase in your life.

My Dad helped me build my credit when I was 18 by co-signing a $500 loan for me that I didn’t even need. He instructed me to make the monthly payment consistently to help build my credit, and even kicked in the extra $70 of accrued interest at the end. I didn’t appreciate what he was doing at the time, but two years later when I wanted to purchase a new vehicle I was able to secure the loan by myself. My credit history told the bank I was worthy and responsible. I was independent at 20.

Clearly establishing positive credit history is one of the most important things you can do for yourself, but if you don’t protect your FICO score all your hard work could be vanquished in an instant. That’s why myFICO Score Watch is so important. MyFICO Score Watch serves as your personal safeguard by alerting you immediately when there is a change or query into your credit.

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116 Responses to “Would You Rather Have a Higher FICO or SAT Score?”

  1. Natalie says on December 8, 2009 at 11:04 pm:

    This is Great!

    Reply To This Comment
  2. Jasmine says on December 14, 2009 at 1:26 am:

    useful thanks

    Reply To This Comment
  3. Danidza says on December 14, 2009 at 11:31 am:

    At this point, I’d rather have a higher Fico Score. My Fico Score continues to be part of my life, while my SAT score is a non issue after I get into college.

    Also, the importance of n SAT score depends on your major. If you want to be a painter for example, your SAT score may not be that important to the desired school….

    Reply To This Comment
  4. Demetrios Kiriopoulos says on December 15, 2009 at 8:23 am:

    I want a higher FICO score now!

    Reply To This Comment
  5. krista says on December 15, 2009 at 8:19 pm:

    Thanks!

    Reply To This Comment
  6. Maria says on December 15, 2009 at 9:51 pm:

    It’s so critical to have a good Fico score. It creates options that we shouldn’t be limited to.

    Reply To This Comment
  7. Tanya says on December 16, 2009 at 2:15 pm:

    Thank you this is really good information. Also that is a great idea of how to build your credit. Thank you!

    Reply To This Comment
  8. Kayla says on December 16, 2009 at 2:37 pm:

    this was really interesting

    Reply To This Comment
  9. Ruth says on December 16, 2009 at 2:48 pm:

    FICO!!

    Reply To This Comment
  10. Esther says on December 16, 2009 at 2:57 pm:

    i would rather have a higher SAT scores because i am used to the test instead of FICO.

    Reply To This Comment
  11. Esther says on December 16, 2009 at 2:58 pm:

    i prefer a higher SAT scores.

    Reply To This Comment
  12. Carrie says on December 16, 2009 at 4:46 pm:

    Fico score After a year of community college… SAT do not matter anymore

    Reply To This Comment
  13. Adebisi says on December 17, 2009 at 11:18 am:

    Never took an SAT before. Building credit is important, without it people can do anything

    Reply To This Comment
  14. Otis Jones says on December 17, 2009 at 1:15 pm:

    This Article Is Great.

    Reply To This Comment
  15. Otis Jones says on December 17, 2009 at 1:15 pm:

    This Article Great

    Reply To This Comment
  16. Allie says on December 17, 2009 at 6:03 pm:

    I agree

    Reply To This Comment
  17. Luis says on December 17, 2009 at 8:56 pm:

    will this help me get into college??

    Reply To This Comment
  18. Allison Beilhes says on December 18, 2009 at 2:50 pm:

    interesting ideas! i liked this article

    Reply To This Comment
  19. susana says on December 18, 2009 at 10:04 pm:

    i would go with the SAT

    Reply To This Comment
  20. Mandy says on December 19, 2009 at 6:01 am:

    This was an interesting article. I, like many others, were sent many credit card applications after high school. I never applied for any and for a few years after, found it Very difficult to get a card, whether the interest was somewhat low, or even a card period. This is a good article, that others should be aware of.

    Reply To This Comment
  21. amine says on December 19, 2009 at 7:20 am:

    I believe SAT is Better!

    Reply To This Comment
  22. Izzylove says on December 19, 2009 at 4:06 pm:

    i completely agree!! i’d rather have a higher credit score!!

    Reply To This Comment
  23. Richard says on December 20, 2009 at 5:38 pm:

    Interesting, it makes sense once you think about it.

    Reply To This Comment
  24. Codi says on December 21, 2009 at 2:31 pm:

    that is a good idea.

    Reply To This Comment
  25. rosy says on December 21, 2009 at 6:25 pm:

    Both are important ion there own aspects……high SAT for college and high credit score after school is done

    Reply To This Comment

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