Citi Forward Card, A Step Ahead
With the number of defaulted credit cards on the rise in the U.S. it’s no surprise that student credit cards are in trouble. Banks have remained deathlike while trying to rebound from the sub-prime mortgage crisis, and have proactively sought ways to insulate themselves from further losses. Those ways include lowering credit limits, being more selective with applicants, and closing accounts, which have hurt students badly. But through the dense fog of the student credit card industry shines a beacon of light. Citibank is offering the Citi Forward Card for College Students.
We were so impressed with the Citi Forward card that it instantly earned the title of Best Overall student card (a StudentPlatinum first). So why all the hype?
The hallmark of any great card lies within its benefits package, and the Citi Forward card does not disappoint with a wide array of benefits. From good grade rewards to having your APR dropped up to eight times for responsible use of your card, they have it covered from A to Z.
Key Benefits
- The credit card that rewards you for good grades
- Up to a 2% purchase APR reduction when you make a purchase, stay under your credit line and pay on time 3 billing periods in a row
- 6,000 bonus points after $50 in purchases are made within 3 months of account opening
- 5,000 bonus points when you sign up for paperless statements within 3 months of account opening
- 5 rewards points for every $1 you spend on dining, books, movies and music. 1 reward point for every $1 you spend on other purchases
- 0% APR for 6 months on purchases and balance transfers
Points
Program
- You can redeem your rewards points for gift cards, music and electronics, but also for student loan rebates, statement credits and charitable donations.
- But here’s the best part, if you don’t find a rewards benefit that you like, call Citi and they’ll come up with a unique plan just for you. It’s called Your Wish Fulfilled. How cool is that?
Important Note: Â The Citi Forward student card is for students who have decent credit. Â If your credit is subpar check out the best card options for you here.
ScholarshipPoints members, enter code FRWDTHINK for 10 entries toward a free scholarship!
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I wlike this offer, I think its great for students that need money, but cant have it right away.
cool!
sounds great!
Yeah i dont like citi credit cards they are overrated and charge too much.
cool!
Das ist toll!
cool
What college kid has good (or any) credit. This is just another way for the banks to suck you in, destroy your credit and then say it wasn’t their fault.
Wonderful!
i think this would be good for me seriously
i do need a credit card and this 1 sounds pretty good
interesting
interesting
Something to think about
Sounds pretty great. haven’t heard of a card like this
wow, I always a bit skeptical when it comes to credit cards but this one sound really good. Going to show my mom this later.
Sweet deal!
I like this offer, its great for college students
Sounds good!
Will look into
sounds good but not interested at this tim
Thanks! very helpful!
interesting
sounds interesting
tight