Citi Forward Card, A Step Ahead
With the number of defaulted credit cards on the rise in the U.S. it’s no surprise that student credit cards are in trouble. Banks have remained deathlike while trying to rebound from the sub-prime mortgage crisis, and have proactively sought ways to insulate themselves from further losses. Those ways include lowering credit limits, being more selective with applicants, and closing accounts, which have hurt students badly. But through the dense fog of the student credit card industry shines a beacon of light. Citibank is offering the Citi Forward Card for College Students.
We were so impressed with the Citi Forward card that it instantly earned the title of Best Overall student card (a StudentPlatinum first). So why all the hype?
The hallmark of any great card lies within its benefits package, and the Citi Forward card does not disappoint with a wide array of benefits. From good grade rewards to having your APR dropped up to eight times for responsible use of your card, they have it covered from A to Z.
Key Benefits
- The credit card that rewards you for good grades
- Up to a 2% purchase APR reduction when you make a purchase, stay under your credit line and pay on time 3 billing periods in a row
- 6,000 bonus points after $50 in purchases are made within 3 months of account opening
- 5,000 bonus points when you sign up for paperless statements within 3 months of account opening
- 5 rewards points for every $1 you spend on dining, books, movies and music. 1 reward point for every $1 you spend on other purchases
- 0% APR for 6 months on purchases and balance transfers
Points
Program
- You can redeem your rewards points for gift cards, music and electronics, but also for student loan rebates, statement credits and charitable donations.
- But here’s the best part, if you don’t find a rewards benefit that you like, call Citi and they’ll come up with a unique plan just for you. It’s called Your Wish Fulfilled. How cool is that?
Important Note: Â The Citi Forward student card is for students who have decent credit. Â If your credit is subpar check out the best card options for you here.
ScholarshipPoints members, enter code FRWDTHINK for 10 entries toward a free scholarship!
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cool
sounds good 2 me
cool!!
sounds good for someone who needs to establish their credit.
Sounds very nice
Isn’t there a financial issue going on with citi bank? is this wise?
sounds good, when someone one to start with his/her credit
this sounds good for someone who can mange there credit.
this credit card helps people maintian there credit.
this is a great credit card
sounds great for those who do not have a credit card.
Let’s do it!
cool
awesome
This is a great way to award students for doing well.
cool man!
Wow, this is great! I think I’m going to apply!
sounds great!
Sounds great!
great i think i will apply.
interesting
deefinately going to look into
cool
This sounds like a really good deal. I would def consider getting a card like this
Cool