Discover’s Prepaid Card, Teens & Parents Approve
If your pleas to convince Mom and Dad that you’re responsible, and that you will not abuse a credit card or debit card have been met with sadistic laughter and your least favorite word, “No,” than perhaps it’s time to try a new strategy. Look at things through their eyes.
They were young once too (believe it or not) and felt the temptations of the mighty plastic themselves. They know how easy it is to run up a huge debt or deplete a savings account. They basically view your request as another bill they’ll have to pay in a time when most are trying to pay down outstanding balances and ride out the economic storm. What I would suggest doing is to speak their language. Tell them about the Discover Teen Prepaid Debit Card with built-in parental controls. It’s not only great for you, but probably your best chance at getting your own debit card and proving just how responsible you are.
Why it’s great for Teens
- No previous credit needed
- Make purchases online, over the phone, & in stores
- Withdraw cash from ATM’s
- Exclusive discounts at your favorite merchants
- Unique card designs
Why it’s great for Parents
- Easily to add funds from a credit card or bank account
- No APR
- Daily, Weekly, and monthly Spending limit management
- Restrict use in unwanted shopping categories (e.g. Liquor Stores, Tobacco Stores, Hotels, etc)
Additional Card Details
- $0 Fraud liability (safe way to keep and spend money)
- Free Direct Deposit for Parents and Teens
- $5 monthly fee or $50 annually
Discover’s prepaid card really is a win-win for all. Teens get the financial independence they crave (up to the maximum on the debit card of course) while parents maintain control over the daily, weekly, and monthly limits, as well as the shopping categories.
Teens and parents don’t see eye to eye on many things, so relish this rare moment of nirvana.
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no previous credit needed, awesome!
I know my parents would be willing to do something like this for me, but I have a sibling that they’d never even consider it.I know theres safe gauerds, but he’s just too irresponsible, he losses everything!
I know my parents would be willing to do this foe me
sounds good
Interesting!
Great!
I think that this is a good idea. It helps you become an adult and build credit for the future.
real cool
This really seems cool! I might go for this one!
This actually seems like it would benefit teenagers instead of hurting us like credit cards do. Its not that credit cards are totally bad, its just that we’re not prepared to handle the responsibility.
Yes, one does need to have a credit card these days, for emergency purposes. However, pizza delivery does not fit into the “emergency” category! Please take care of your budget and be smart. Kthx.
Looks like a great idea.
A very safe/controlled start for teens. I’ll go for it.
dont need credit card
Looks like a good idea for any teen! i know I had trouble gaining credit myself, great way to start!
Sounds cool actually but do you really want your teen to have that?
It’s a great start and it teaches you how to limit your spending.
Making purchases online will save me money. Good to know
Great alternative to credit cards!
i think that i would like this.it seems like a good training tool for when i leave home.
This is pretty cool. Now I would have to persuade my parents to do this.
I don’t have a credit card yet so…
My parents didn’t trust me with my own credit card until I turned 18 and got my own one. However, I now am beginning to not trust myself with it.
i would not mind having a credit card
this is a good idea i approve lol