06.17.08 | How to Responsibly Buy Yourself Something Silly
Some people can live a frugal life, save all their money and derive great happiness and satisfaction from simple things in life. Ruby-orange sunsets, drops of dew on a rose petal or knowing that when you’re 85 you’ll have lots of money might be all you need in life but that’s not me. I’ll bet it’s not you either.
Since the $1,200 Handbag article I’ve gotten a wide spectrum of response; many of them defending the purchase of a pricey leather pouch stamped Gucci. I actually agree with buying the handbag in certain cases and I don’t mean just cases where you’re filthy rich. All work and no play or all saving and no spending is not what life is about for most of us. Living in self-imposed poverty until you’re 70 and retired might just leave you comfortable in your last few years but feeling like you’ve missed out. So how can you live a life sprinkled with frivolity and still retire in comfort?
The answer and challenge is to plan how you spend your money so that you can have the irrational things you might enjoy and save at the same time. It’s OK to spend your money on something that does nothing but make you happy like a pricey handbag, expensive shoes, a new car instead of a used car, especially if it’s a reward for saving and budgeting responsibly. You can’t buy everything you want because that’s irresponsible but if you don’t enjoy life along the way you could burn out and fail in the long run.
It’s like dieting. I’ve been successfully dieting using a really clean and healthy diet for several months and now I’m at and maintaining my target weight but continuing to diet anyway. People ask why I’m continuing to eat this way and say it’s no way to live. I tell them its super healthy and I eat pizza, ice cream and whatever else I want one day each week without an ounce of guilt. In fact my pig-out day is far more indulgent than I ever would have dared before. I can do this because I cut out the cheap fast food and burgers during the week which added the pounds and didn’t really taste that great anyway. Indulging is psychologically refreshing and enables healthy eating all the other days.
It’s the same exact thing with finances and saving. It’s easier to stay on a healthy savings and financial plan with a little planned fun to look forward to. You need it psychologically and it will make your life happier. As you save for college, a house and retirement also plan on rewarding your hard work with fun stuff along the way. Make sure you have some spending money set aside in your budget even if it’s just a little, then don’t feel bad about spending it.
If you keep track of the little dumb things you buy all the time and cut them out you might be surprised at what you could soon afford. Here’s an exercise I recommend you try:
- Make a wish list of everything non-essential you want to buy in order of importance to you along with the prices (everything from coffee, to new jeans to a new TV)
- Start another list of the non-essential things you actually buy with the prices and track it for a month
- At the end of the month compare your lists and see how many things on your actual list were on the wish list, let alone on top
- Add up the cost of all the things on the actual list and see what you could have bought on your wish list!
I’ll wager that for most of you the actual list will look much different than the wish list and hopefully this exercise will help you see how you can have some of the things you want. The main point here is that it’s important to budget and know where your money is going. It’s also important to leave yourself some money to use for fun and if you do you will meet your financial goals and have some guilt free pleasures along the way. I mean aren’t ruby-orange sunsets more enjoyable viewed through a new pair of designer sunglasses while wearing your best designer jeans and holding a Gucci bag?
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This is an awesome message
October 30th, 2009 | #
yeah true..
October 30th, 2009 | #
great ideas!!
October 30th, 2009 | #
this is a great message everyone should live by this and do the activities
October 29th, 2009 | #
Helpful advice with very good information.
October 29th, 2009 | #
well i hope they help me cause i do need help.
October 29th, 2009 | #
The advice was great im going to put it into action now and see if it does work….
October 27th, 2009 | #
Great Advice….Im sure it will end up helping me!
October 27th, 2009 | #
Great advice…
October 27th, 2009 | #
It is great advice to do a little something for yourself but i dotn think that $1,200 is a little something, that is a big something. I just think of all the things i can but with $1,200
October 27th, 2009 | #
love this!
October 27th, 2009 | #
i would have to say if you work for your money, and you spend it wisely, and on what you need before what you want. It would be better, you wouldn’t be in debt. But if your buying 100$ pair of jeans, and you have bills to pay you might want to think twice about it.
October 25th, 2009 | #
I love this article…. you have amazing advice
October 25th, 2009 | #
I suppose debt is the greatest diet of all!
When you can’t afford to eat, you probably slim down rather quickly! ^_^
October 24th, 2009 | #
this is a great article that has a lot of great advice its really helpful.
October 24th, 2009 | #
that is great I will have to try that.
October 23rd, 2009 | #
This is a great article. It really helped
October 22nd, 2009 | #
I agree …saving all the time might make the urge to buy stronger….and end up blowing all their saving.
This was a great article.
October 20th, 2009 | #
This is great advice and I have actually practiced this since I was in middle school. I have always been very wise on how I spend my money. When it comes to your high school years everyone should learn how to be more responsible and know you have to sacrifice some things. Life is not about having unnecessary materials.
October 20th, 2009 | #
Funny, silly, yet good.
October 20th, 2009 | #
Very interesting. I rarely deny myself from buying anything. But lately have had to tell myself No. This will be a great way to assess my spending and come up with a more frugal budget.
October 19th, 2009 | #
I love the advice. I pass it on to my friends.
October 18th, 2009 | #
This was A great article, and it was very much helpful!
October 16th, 2009 | #
It was very helpful.
October 14th, 2009 | #
This is silly and helpful at the same time.
October 14th, 2009 | #
when there are silly things happening at work then you want to go back.
October 14th, 2009 | #
I always try to make a list of things to spend my money on. This article gives good tips to help save, but enjoy money at the same time.
October 13th, 2009 | #
i really like this article
October 13th, 2009 | #
really like the article
October 13th, 2009 | #
everyone needs something to enjoy and loosen up from.
October 11th, 2009 | #
I really like this article.
October 9th, 2009 | #
Good budgeting and follow it!
October 8th, 2009 | #
These type of stuff are already spoken about, why are people so amazed?
October 8th, 2009 | #
I completely agree. It is so difficult to find the restraint when shopping especialy for things you really want, but there always a way to budget and plan to buy something great!
October 7th, 2009 | #
budgetin’ is a key component to a good credit card management!
October 6th, 2009 | #
When i read this article , I was very impressed because it is true about saving your because when you get your paycheck you wanna spend every dime of it but we need to start saving up money and have a good budget.
October 5th, 2009 | #
i think this idea is brilliant and is good advice for hardworking people!
October 5th, 2009 | #
Don’t need an excuse to buy silly things
October 4th, 2009 | #
that was evey nice of you to give me your advice
October 3rd, 2009 | #
Thanks for the advice.
September 30th, 2009 | #
thanks for the advice i needed that!
September 30th, 2009 | #
When I read this article, I was really impressed. Themmany things I plan to buy will effectually happen if I take my time, but thanks for this great advice, I will eventually take your advice and will head on to do what we should do. I will also consider on telling my parents so they can do the sam ething. Thanks a bunch.
September 27th, 2009 | #
I don’t need an excuse to buy fun things.
September 23rd, 2009 | #
This really makes you think about all the unnecessary things we buy that we dont even NEED!
September 21st, 2009 | #
this is a great advice i’m going to tell my friend about it!
September 20th, 2009 | #
Very helpful. I try to manage my money very carefully, but sometimes I’ll go out and buy some shoes and wonder where my money’s gone to!
September 18th, 2009 | #
This information really help me to save up money for what I really wanted. Thanks.
September 15th, 2009 | #
sound advice! budgeting is very necessary if we are to know where our money is going.
September 14th, 2009 | #
sounds great
September 13th, 2009 | #
great advice
September 11th, 2009 | #
Sounds good!
September 10th, 2009 | #
nice article!
September 6th, 2009 | #
Great article, though it’ll be a bit complicated for me when it comes to handling money.
September 4th, 2009 | #
I’m learning to budget my money; this article has some great advice.
September 4th, 2009 | #
ok
September 3rd, 2009 | #
I really enjoyed this article. It stated things that I believe I will do in my life, though spending money on something silly is fun it can also be risky.
August 29th, 2009 | #
This is really nice advice…..
August 26th, 2009 | #
Very true.
There’s a saying…. something about frivoulous luxuries of the poor and something something of the rich
XD sorry i have bad memory!
but cutting back on those small expenses, 4 dollar coffee, means a lot in the long run! I’m 16 and I’ve been saving my allowance for several years, and i got almost 700 dollars, just from allowance.
August 25th, 2009 | #
Ummmm….great advice! This information can be very useful for me in the future…….
August 22nd, 2009 | #
this is a very helpful article.
August 19th, 2009 | #
This information is very useful because wasting money is very different from saving it especially in this economic crisis. We all must know that it’s ok to buy some non- essentials material but keep in mind how much of those materials you’re spending. At school I also learned that saving at least $20 a month will help you financially. I 100% agree with this article and this article will be great to read at school especially in AVID class.
August 19th, 2009 | #
Great info — implementing a budget is wise.
August 19th, 2009 | #
Very interesting and i agree completely
August 19th, 2009 | #
This is great idea.
August 18th, 2009 | #
sounds like a good plan
August 17th, 2009 | #
i like it is cool
August 17th, 2009 | #
this article helps
August 17th, 2009 | #
Tis a good idea.^^
August 16th, 2009 | #
great advice
August 11th, 2009 | #
its gonna be hard to do but great advice
August 11th, 2009 | #
Thrift is key.
August 10th, 2009 | #
my advice is work hard play harder! but save for emergencies and future
August 7th, 2009 | #
Very cool
August 6th, 2009 | #
I like it i agree alot.
August 6th, 2009 | #
Very good advice.
August 6th, 2009 | #
I like the advice
August 2nd, 2009 | #
That is totally true and very useful to society. Keep it up!
August 2nd, 2009 | #
i agree
July 31st, 2009 | #
Great advice!!
July 29th, 2009 | #
This is very good advice especially for younger people, such as myself who spend irresponsibly.
July 29th, 2009 | #
That sounds great I’ll try it!
July 28th, 2009 | #
I have recently started living the simple life and I must say I do enjoy it greatly. It gives me a sense of great spiritual wellbeing, this is something I did not have in my teens. This Article has great advice, I recommend this for those looking for a better, more responsible way of life.
July 27th, 2009 | #
good advice…
July 25th, 2009 | #
Important life lesson. It is all the “little” things that make us broke!
July 24th, 2009 | #
I like these articles. they give you first habd advice
July 23rd, 2009 | #
I enjoy living a simple life and trying to save my money but at the same time when i go to the store and buy that simple little box of tea or a new lotion that is on sale it makes me very happy and i feel proud of myself for budgeting responsibly. I also know that i will eventually be able to afford the bigger things on my want lists but can still be happy with all of my smaller purchases.
July 23rd, 2009 | #
Yeah, you should reward yourself. Don’t just pay bills while your here.
July 23rd, 2009 | #
I like to save my money the use it on some thing that i really want.
July 21st, 2009 | #
I always feel guilty if I think about buying something small/silly for myself. I always that it could go to a bill first.
July 17th, 2009 | #
Silly for you can be very serious for somebody.
Good article.
July 15th, 2009 | #
This made me feel good
July 9th, 2009 | #
I enjoyed reading this article. I am heading off to a new college away from home. For the time being i will be relying on my parents for money. This article definitely opened my eyes to view things in the perspective of how my parents will want me to spend the money they give me. Thanks.
July 2nd, 2009 | #
This is really good advice. I’m only 19 and I’m already struggling with money. I’m trying to balance out my spending and saving and sometimes it can be hard. So thanks for informing me.
June 25th, 2009 | #
Good Article.
June 24th, 2009 | #
This this article was very beneficial to me.
June 16th, 2009 | #
I think this is really great advice and seems like a good plan.
May 26th, 2009 | #
very interesting! thanks!
May 26th, 2009 | #
good idea!!!
May 25th, 2009 | #
Very enjoyable article, I love reading sarcastic things like these! It was very good advice. I would love to read more.
May 23rd, 2009 | #
Sounds like a solid plan
May 16th, 2009 | #
That’s really good advice. I’m only 19 and I’m already struggling with money. I’m trying to balance out my spending and saving and sometimes it can be hard. So thanks for the tips. I’ll use them.
May 15th, 2009 | #
College is going to be an up and down roller coaster if you don’t choose to save, conserve, and spend according to a preset budget.
May 10th, 2009 | #
man…thats a real expensive handbag/purse
May 7th, 2009 | #
thanks that was real insightful
April 22nd, 2009 | #
lol
April 21st, 2009 | #
Sweet article
March 31st, 2009 | #
This article is great. If i had the time to buy worthless things i would but i have no time to buy anything. Besides that i thought the article was great information for those who do have the time o buy those things.
March 24th, 2009 | #
this is a good article. as anyone who has dieted before can tell you, if you rid yourself of something for too long it could lead to unhealthy cravings. the same is true for enjoying yourself, whether by a new purchase or an experiencial expenditure.
March 12th, 2009 | #
great perspective!
March 4th, 2009 | #
great article….ive done this before and it really is helpful to keep track of expenses
February 17th, 2009 | #
interesting.
February 9th, 2009 | #
This was very insightful!
February 4th, 2009 | #
so great !!!
January 30th, 2009 | #
good insight!
January 23rd, 2009 | #
great advice!!
January 22nd, 2009 | #
it is like dieting.
January 2nd, 2009 | #
I find this as and great advice for shopping addicts who buy themselves unnecessary items they probably wont need later on in the future. Well, you can say i am one of them.
December 10th, 2008 | #
this is a great way to actually look at what you are buying and how much money you are spending on things that you really don’t need, you just want them. Very interesting and informative article!
December 3rd, 2008 | #
this sounds like a beneficial idea.
great.
November 29th, 2008 | #
Lets see… I think my non-essential list will far exceed the length of my essential list. Great to hear about this information on saving money. I’ll definitely control my money more conservative now.
November 24th, 2008 | #
thats really interesting, it make sense to me because im one who likes to strive for the big things in life.
November 22nd, 2008 | #
woow awesome article!
November 20th, 2008 | #
good advice
November 15th, 2008 | #
I soo made my cousin read this.
November 13th, 2008 | #
This is awesome.
November 13th, 2008 | #
This is great.
November 7th, 2008 | #
hahaha, i’ve been thinking twice before i spend my money now
November 6th, 2008 | #
Nice article. This is something I would have to look in to.
November 5th, 2008 | #
i hope his works
October 31st, 2008 | #
GREAT IDEA FOR THIS TIME IN OUR LIVES WITH THE ECONOMY IN
SUCH TURMOIL THIS WILL WORK FOR ME.
October 31st, 2008 | #
The acticle has given me something to think about. I’ll try it.
October 30th, 2008 | #
It is very important information for everybody. Thank you!
October 29th, 2008 | #
I always prioritize my purchases. i will gladly give up buying a soda or even a meal to save up to buy climbing or skiing gear. I get much more pleasure doing those activities than eating.
October 29th, 2008 | #
good article!!!!!!
October 29th, 2008 | #
very good advice
October 27th, 2008 | #
Verry good article I love it.
October 23rd, 2008 | #
Very good advise.
October 22nd, 2008 | #
very good article!!!
October 22nd, 2008 | #
Good advice, ill have to give this a try
October 21st, 2008 | #
Good Advice, illhave to give this a try.
October 21st, 2008 | #
very good article
October 18th, 2008 | #
this was a good article
October 16th, 2008 | #
sounds great
October 15th, 2008 | #
this article was very helpful. thanks
October 15th, 2008 | #
That was a good reading.
October 13th, 2008 | #
hmmm yes very interesting
October 11th, 2008 | #
Great article
October 11th, 2008 | #
it is very interesting
October 10th, 2008 | #
very interesting.
October 10th, 2008 | #
That’s awesome. I’ve actually done something remarkably similar with lists and it’s helped me curb my spending by figuring out what I really need, what I really want and what can wait until later.
Thanks for the article!!
October 7th, 2008 | #
great article. informative. it is all in how a person manages their finances. think wisely. spend wisely. and you can still be happy, if you make wise choices
October 5th, 2008 | #
some people dont realise how much they are spending on things they dont need. i wrote down everything i bought for a month and i was shocked to see how much money i was wasting on useless things.
October 3rd, 2008 | #
sometime it happens for every body like that, but it happen once a while.
October 3rd, 2008 | #
very nice
September 30th, 2008 | #
this was a interesting article
September 30th, 2008 | #
good
September 30th, 2008 | #
Really interesting and great advice!
September 27th, 2008 | #
its nice but its not for me
September 27th, 2008 | #
Interesting, when I am feeling down I usually Buy myself something really nice and Pretty. It Helps!!
September 27th, 2008 | #
Very interesting. Thanks for the advice.
September 26th, 2008 | #
the list hting is a good idea. i might try it
September 25th, 2008 | #
GOOD ARTICEL VERY INFROMATIVE
September 24th, 2008 | #
ThIs Is GREAT ADVICE!! LOVIN IT
September 20th, 2008 | #
This was useful and crazy at the same time
September 18th, 2008 | #
this is very helpful and very helpful
September 17th, 2008 | #
good advice
September 17th, 2008 | #
this is all very true and i think this is great advice for people who spend money on water!!
September 13th, 2008 | #
Yes,This is true and really a great advice for people who spends money as water!!!!!!
September 5th, 2008 | #
“Will you still need me will you still feed me when I’m sixty four” -The Beatles.
We all have to have a little enjoyment in life not just the budget!
August 30th, 2008 | #
wow
August 26th, 2008 | #
It is one of the fantastic artical I have ever come across
August 25th, 2008 | #
wow this was actually informative
August 22nd, 2008 | #
A good article
August 21st, 2008 | #
THIS IS A GREAT ARTICLE for many student
August 19th, 2008 | #
Excellent advice
August 18th, 2008 | #
This article was very informative, and interesting as well.
August 14th, 2008 | #
That’s a great idea that can be put to good use in college.
August 13th, 2008 | #
Cool
August 11th, 2008 | #
Thats cool!
August 11th, 2008 | #
thanks for this list i will get stared right now.
August 8th, 2008 | #
I have done this excercise and it does make sense. I’m young and want to enjoy the money now….but I know when I’m old I will need to have money saved so I won’t have to rely on the system.
August 7th, 2008 | #
i know how this goes, i always see things that i want to buy, but i cant afford at the time. But when i am just really unhappy about my money situation i will just got buy that 4100 dollor purse i was looking at…but this is a really good article!
August 7th, 2008 | #
Very informative/!
August 7th, 2008 | #
thanx for the advice im going to make my list right now
August 6th, 2008 | #
Yes thats the way to live
August 6th, 2008 | #
I thought this was a great article because its an eye opener for those who want expensive items.
August 1st, 2008 | #
Very good information for younger adults starting off and not wanting to get caught up in credit card trouble.
July 30th, 2008 | #
Very good insight into spending responsibly and saving dollars at the same time.
July 30th, 2008 | #
I loved this article….it was very helpful to me and my family…
July 30th, 2008 | #
I loved this article…it was very helpful to me and my family…
July 30th, 2008 | #
I will think twice before I spend another dollar on something I know I don’t need
July 29th, 2008 | #
Awesome advice!!
July 28th, 2008 | #
This is a wonderful article it let me know that i am not the only one who sometimes buys silly things and then learn from my mistakes.
July 28th, 2008 | #
Spend wisely. Spend wisely.
July 27th, 2008 | #
SOund interesting
July 25th, 2008 | #
Great Advise!
July 25th, 2008 | #
good advise!
July 23rd, 2008 | #
Great advise. Sometimes things feel like you really need them but in reality you only want them. The lists like you say would really point that you. It is easy to spend the money but not that easy to pay for it.
July 22nd, 2008 | #
thanks for the advice. will try the necessary steps to see if it works
July 22nd, 2008 | #
information is really helpful.Will pass it on to others
July 22nd, 2008 | #
Awesome!!!!!!!
July 19th, 2008 | #
I’ll definitely think twice before spending lots of money on something I don’t really need.
July 19th, 2008 | #
really the article was so intresting that i kept reading ever and ever again
July 19th, 2008 | #
Many times i just want something, but the truth is: i really dont need it! so retranning yourself and making the right choices is the best way to go. Usually when i want something, i dont buy it right way. i wait at least one week before consering the purchase, and then i think about it again. Most of the time my “wanting impulse” is gone and in end i am happy that i did not buy something that i really did not need.
July 17th, 2008 | #
THIS ARTICLE IS VERY INFORMATIVE, CAN’T WAIT UNTIL THE NEXT ONE
July 17th, 2008 | #
Very interesting, my family read it too. I guess I shared it with them because we all do that too
July 16th, 2008 | #
i would rate this article at 9/10 if i were given the opportunity to.
July 16th, 2008 | #
Loved this article. I like to save my money to purchase things that I really want.
July 15th, 2008 | #
interesting,could be used to your advantage.
July 13th, 2008 | #
This article is very helpful. Though now I have to pay for school I dare not to try and spend so much on my self!
July 12th, 2008 | #
that’s true.this is a good article
July 12th, 2008 | #
good stuff, definitely helpful.
July 11th, 2008 | #
Very interesting.
July 11th, 2008 | #
It’s funny that I came across article now, because only a few minutes ago I was debating on whether wanted to save money or go crazy and shop til i dropped with my latest paycheck. Article helped THANKS!
July 11th, 2008 | #
GREAT ADVICE I MAY SAY. ADD MORE PLEASE!
July 11th, 2008 | #
GREAT ADVICE FOR ME! CONTINUE WITH MORE.
July 11th, 2008 | #
Enjoy life! I love it. I will do your little exercise and tell my family to do it too! I don’t usually enjoy spending money on silly things, but perhaps I’ll get something I can show for it.
July 10th, 2008 | #
It is safe to spend money wisely and in things that are needed. Need and want are two different things.
July 9th, 2008 | #
Great advice but a $1200.00 Bag, I don’t think so.
July 9th, 2008 | #
I think it’s important that you made it clear that some splurging is a good thing. I just read another article in the Harvard Business Review that had some studies that agree with what you’ve said here. It focused on the guilt/regret that people experience after “splurging”. They found that overall people experienced more regret from not having splurged on things they had really wanted, than they did if they had decided to splurge. Basically the idea was that regret from unecessary purchases diminished over time, while regret from not having made those purchases grew over time.
In the end they said something to the effect of “no one lies on their death bed and says that they wish they had spent more time in the office”.
July 9th, 2008 | #
cool.
July 8th, 2008 | #
I agree, but spending also needs to be curtailed even when there is a sale…Many people will purchase multiple products on sale and often forget that 30 dollars goes quickly if that is all you have for the week. Treat yourself to one item and put the rest of the money away to help pay for your monthly expenses. A sale is of no benefit if it leaves you broke! Budgeting is the key to financial success.
July 8th, 2008 | #
wow.
July 8th, 2008 | #
I think that life is about responsibility, and if you can not spend your money responsibly, then do not buy anything you do not have to. Of course, Yes, there has to be that time where you can enjoy your self and buy something new, but not every week. I think every person should know when then they should or should not spend extra money on enjoyment.
July 8th, 2008 | #
I thought that was great
July 8th, 2008 | #
I think its great to spend your money on family.
July 8th, 2008 | #
I really can take this to heart
July 7th, 2008 | #
Thanx for the info, it was a real slap in the face.
July 7th, 2008 | #
This was insightful
July 7th, 2008 | #
that’s a cool article
July 6th, 2008 | #
Thanks for the advice. Be able to budget your savings is always the key.
July 5th, 2008 | #
I think this was a great article and I agree with Dr. Pete. These are the things we all know; just never think about during the course of our lives.
July 5th, 2008 | #
Thanks for the advice, this is so true
July 5th, 2008 | #
Thanks.
July 5th, 2008 | #
i guess that’s true for those who believe in that, but there’s no shame in use the money you earn on possessions or stuff.
July 4th, 2008 | #
This is an article that has a lot of mean for people that work full time and go to school. Just like a diet should be a life long practice that isn’t a punishment. Spending wisely can allow some wiggle room for the wants not the essentials.
July 4th, 2008 | #
I like what is said in the article about having fun right now and not waiting to have fun when you are older. I try to buy thing that I really need, but sometimes I treat myself to something that is expensive just to make myself feel good and enjoy life.
July 3rd, 2008 | #
I have to agree that being frugal is the way to go just as long you save some money for silly things that give you pleasure. You have to indulge yourself once in a while to have that balance of frugality and happiness!
July 3rd, 2008 | #
that’s true
July 3rd, 2008 | #
budgeting is a great way to attain anything you need!
July 3rd, 2008 | #
this article really helps
July 2nd, 2008 | #
the article is so true im trying that now.
July 2nd, 2008 | #
So right.
July 2nd, 2008 | #
THAT IS SO TRUE
July 2nd, 2008 | #
When i read this it made me take a second look at how i was really spending my money… Thanks it really works!!!!
July 1st, 2008 | #
Great Advice. I tried it too and it did work!
July 1st, 2008 | #
Great Advice.
July 1st, 2008 | #
This is great advice. It makes you realize how much money you spend on junk you don’t need. If you cut out some of the smaller nonessentail things, you can get one really great one.
July 1st, 2008 | #
You know, I was just thinking about that today at work. I am volenteering at Saint Mary’s Hospital in GR Michigan and in reality im flat broke. Yet I still have the urge to buy a pop that cost $1.35 every day. Thanks for giving me more reason to save.
July 1st, 2008 | #
Thanks, I’ll try this beginning this month.
July 1st, 2008 | #
i like this it was very interesting
July 1st, 2008 | #
This is really great advise, I try to practice these rules in my everyday life.
July 1st, 2008 | #
Great Advice! All of us (including myself) need to be practical with our daily budget. It is all about balance and not falling into extremes of saving or spending.
June 30th, 2008 | #
I have actually tried this advice and it works. It made me more cognisant of the difernce between want and need and put the term “instant gratification in to perspective for me.
June 30th, 2008 | #
I like the advise given its honestly true! Treating ourselves once in a while is not such a bad thing, just going out and purchasing something small is good enough to remove some stress and mind cramps.
June 29th, 2008 | #
This is good advice..I normally try to budget so that I can have nice things for myself but sometimes I do go overboard
June 29th, 2008 | #
I completely agree. Most people are so bent on saving everything that they forget to have fun and live along the way. What is the point of saving if you are going to be miserable along the way? That is no way to live.
June 29th, 2008 | #
this article was very helpful i mostly always buy something silly but then learn from my mistake jaja! =)
June 28th, 2008 | #
I look at myself through this article and realy I understand more from it.
June 28th, 2008 | #
GOOD ADVICE AND EVEN THOUGH IM NOT THAT FOND OF READING THIS ARTICLE WAS EASY TO READ BY HOW IT RELATED TO ME
June 27th, 2008 | #
I believe that treating ourselves to those silly gifts (what ever they may be) is a way of rewairding ourselves for all the work we do. As mentioned, with proper budgeting we can all afford to treat ourselves to something nice without breaking the bank.
June 27th, 2008 | #
I think the overall problem with our consumer society is that we have trouble drawing the line between things we WANT compared to things we NEED. This “exercise” allows readers to start to think in these terms. A progressive lifestyle should always be kept in mind when buying anything, including a leather bag with a name on it.
June 27th, 2008 | #
I actually agree with what you are saying in this article. There are several things that I desire and can not afford, however if I budget better, I believe I can accomplish my desired purchases.
June 27th, 2008 | #
Actually i like to save hard and buy what i desire and when i have that i feel so relax to enjoy it,rather than getting it higher purchase and always have nightmare of depreciation and balance to pay annualy,so it great you have the stress once and for all.this actually have being helping and my study and i feel very proud to set that plan to save and earn what i deserve.
June 27th, 2008 | #
I think its nice idea to do so.I loved this article and iwill do thjis in my life
June 27th, 2008 | #
Bear is in big and bad and ugly as a bear
June 26th, 2008 | #
Silly stuff is what makes going to work bearable.
June 26th, 2008 | #
When I plan and save to buy something, it always seems more special than if I just bought it spur of the moment. I’m passing this info on to my mom as well.
June 26th, 2008 | #
I think its great to spend your money on something silly!
June 26th, 2008 | #
This info was really helpful,it makes you really think about the whole budgeting.
June 26th, 2008 | #
I have a little sticker on my credit card with a cup of coffee and a question mark. Every time I want a $5.00 Latte it makes me stop and think. I buy less of them now!!
June 26th, 2008 | #
This is really a great way to look at how you spend your money and to reevaluate if you needed the item in the first place.
June 26th, 2008 | #
My mom is going to try this and I will too. I do try to do something for me each paycheck but carefully. LOL. Thanks for the information.
June 26th, 2008 | #
This article was very helpful to me. I made my whole family read it!
June 24th, 2008 | #
Ever drink Baily’s from a shoe? Now that’s living. Good article dude.
June 20th, 2008 | #
Great advice. I appreciate these posts because they put words to things most of us know to be true but haven’t formally thought out. Anytime I can avoid thinking for myself I’ll do it. Can you make this a TV show? LOL
June 18th, 2008 | #