Matt’s Top Reasons for Saving
Hi Everyone,  My name is Matt, and I am a freshman at Brown University.
While I sat here contemplating my reasons for deciding to join the $500 savings challenge, I started to hear my mother’s voice in my head saying, “It’s about time you become more responsible with money, young man!”   Oh, man, I can’t tell you how many times I have heard that line over the years. Maybe it’s me but I guess I just never quite understood her point..  After all, don’t you actually need to have money before you worry about being responsible with it?
So what if I choose to buy a $1.50 breakfast bar and a $1.25 coffee every day at the corner store rather than getting my lazy butt out of bed early enough to grab it in the cafeteria?   The extra fifteen minutes of sleep in the morning is priceless to a sleep deprived student.  And, what is the big deal if I forget to remove my money out of the pocket of my jeans before I throw them in the wash?  Like the squeaky clean, loose change that inevitably ends up lost at the bottom of the washer was really going to make me rich anyway.
Sorry, I think I digressed a bit.  Anyway, after much thought, here are my top five reasons (what were you expecting, my name is not David Letterman) for joining this saving challenge.
# 5.  Saving money is the smart thing to do. See, my college education is already paying off !!!
# 4.  I’ve always been a sucker for a good challenge, and we’ll just leave it at that.
# 3.  I was afraid Captain J would show up at my door in that hideous get-up if I didn’t agree to do the challenge.
# 2.  To see the look on my Mom’s face when I go home for Christmas break and tell her how much I saved. I may even render her speechless (bonus!).
# 1.  I need the $500 scholarship. Eat your heart out, Victoria Fiorentino, this big one is MINE!
Anyway, now that you know my reasons, I probably should tell you my grand plan for savings (not so grand, but it’s a plan nonetheless). I started today with a $30 deposit into my ING account.  Honestly, it was a bit tough to hit the button to make this deposit, knowing I’m now left with only $15 until my next whopping paycheck.  But, I did it … because it had to be done if I want to succeed at the $500 yearend goal. I guess I’ll be getting up earlier on Monday to hit the cafeteria (for a savings of $2.75 per day … ka-ching, ka-ching).   And, starting tomorrow, I faithfully plan to start checking the bottoms of the washing machines in the dorm’s laundry rooms, because I know there must be more students like me out there.  From there … who knows … but I’m resourceful, and I’m sure I’ll come up with something!
shh..
Points code: MOMMASBOY
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Hahahah, this blog was hilarious! Keep it coming.
Wow haha i really liked this blog, it was very interesting to read because my mom is the same way and i know how you feel matt about depositin money in the account leaving you a certain amount of money until the next paycheck. But good luck hope you succeed in reaching the $500 dollar mark at the end of the year.
Thanks Kuri & Myeisha. Glad I was able to make you both laugh!
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